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Need Your Help

, posted: 12-Sep-2006 20:53

Alright, I need your help with this one.

I have been using Compaq X1030AP for nearly 2 years, and I got it on lease. In a month time (14th October) my lease will mature and I was given few options to decide as to what I would do with my lease.

The end of term options are:
  1. Upgrade to new equipment with a new agreement.
  2. Offer to purchase some or all of the old equipment at fair market value (price which the finance company would expect to receive in the used market at time of upgrading).
  3. Formally extend existing agreement.
  4. Return the old equipment back to finance company.

The order of my preference is option 2, 1, 4 and 3.

However, for me to put the offer of the fair market value (FMV), I would need your help in establishing what can come across as the FMV.

So to help you with the idea of what the spec it is similar to, I found two auction items from TradeMe (at the time of writing this blog). Auction 1. Auction 2.

My laptop (Compaq Presario X1030A) has a few "pluses" compare to the above two auctions. Firstly, mine has screen resolution of 1680x1050 and mine have ATI Mobility Radeon 9200 64MB. I have upgraded my memory to 1.5GB, though my laptop suffered a bad hard disk crash few months ago, so the stocked Toshiba 60GB was replaced under-warranty by Harvey Norman with Western Digital 60GB (WDC600VE-00HDT0) which operates very quietly (nice, though it is not 16MB buffer like Toshiba's).


Now with above knowledge you were given, I hope you can help me suggesting a fair market value.


Alternatively, if your suggestion is to upgrade to new equipment, what is your recommended specification? I prefer to stay with HP brand.





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Permalink to Need Your Help | Add a comment (6 comments) | Main Index




Comment by juha, on 13-Sep-2006 08:33

I'd probably go with option 1, because computers have next to no second-hand value. Laptops especially don't tend to age well. Try one of the new Intel Core Duo lappies and see what you think.


Comment by Portege, on 13-Sep-2006 10:48

2.9kgs? ouch, how do you find having a heavy laptop? I personally can't stand having a laptop heavier than 2 kgs, also how did you find leasing? Is it cheaper? btw Sony's new range of laptops is due at the end of this month


Comment by bradstewart, on 13-Sep-2006 13:05

2.9? Is that all? My Laptop weighs 4.5Kg... But then i did get i packed with every upgrade when i brought.

Chieife i would go with option 1.


Author's note by chiefie, on 13-Sep-2006 13:17

I don't like Sony's with the exception of the UX-17.

Juha and Brad, looks like i'm heading for Option 1 too. Probably go for HP's DV5231TX, though I will miss the 1680x1050 screen, but I can gain Core Duo T2500 and still have PCMCIA slot and ExpressCard too. Reasonably priced too. Might check it out with a vendor soon.


Comment by Portege, on 13-Sep-2006 14:18

Would you recommend leasing laptops? I'm thinking about buying a new one after my beloved Portege died...


Author's note by chiefie, on 13-Sep-2006 15:22

It depends on how you feel about parting with your money. To me leasing is flexible, I get the option to upgrade in the last 3 months before the lease mature, and buy out the leased equipment "relatively cheap".

Leasing may not be suitable for anyone who have tendency to upgrade every so often but for the like of most business users, you will pick a reasonable spec system to start and pay for 12 months or 24 months. I won't go for 36 months unless the system is the utmost highest spec at the time. Also with leasing, I personally find that I can afford a more expensive model that I guesstimate to last me good 2 years, but without the upfront payment of $5000 to own it outright.

I am most probably be going ahead with another lease, although I would like to get the DV8311TX model but that thing is huge (17" screen).


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