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Motorola Helps Subscribers Leave Their Wallets at Home
Posted on 9-Feb-2006 09:47. | Tags Filed under: News.

Motorola has announced the M-Wallet solution, featuring an easy-to-use mobile interface that gives the consumer access to the financial world virtually anywhere, anytime, in a secure and convenient way, eliminating the need to carry a credit or debit card in your wallet.

Motorola’s M-Wallet also addresses the needs of companies that wish to market their goods and services. For example, merchants can issue virtual loyalty or gift cards directly to their customer’s mobile phone. These cards can be redeemed via a mobile phone or can allow customers to conduct secure point-of-sale transactions, collect loyalty point, and obtain store receipts at existing retail merchant locations.

M-Wallet users must opt-in to receive coupons or other promotional services, allowing them to choose preferred merchants who participate in the program and thereby reducing spam.

Motorola’s M-Wallet is network and device agnostic and works with GSM, CDMA, or iDEN technologies, and is compatible with Symbian, Windows Mobile Pocket PC, Palm, J2ME, Brew and SimTk. The solution consists of two components: M-Wallet is the application that consumers and merchants download from the Internet; the Wallet Service Center allows the operator to manage administration, registration, issuance of credit and debit cards, coupons, archiving, customer profiles and maintenance. It ensures end-to-end security throughout the platform and all of a user’s banking and credit information is stored with their financial institution.

The technology will be demonstrated during the 3GSM Congress in Barcelona, but the company had not disclosed any public release yet.

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