If your account has fees for a manual deposit, and no, not all of them do,
If you have not notified the buyer that there is to be no manual deposit - tough, your account, your fees.
If you have notified the buyer not to do a manual deposit - ok, you should get the money back from the buyer.
I have previously performed a manual deposit when I wanted the item quickly. Cash deposited directly into the account shows up immediataly instead of overnight, allowing the seller to ship the item the same day.
Having said that, the banks have introduced more frequent transfers between banks, so, there is less advantage in that now though.
Oh, worst trade (kind of, I still sold sucessfully), I sold a 14" monitor as pick up only. This was clearly stated in the auction that it was pick up only. The top buyer sent me an email that he wanted me to courier the monitor to Wanganui, where he would check it out. If he didn't like it, he would send it back to me in Wellington, and, I was to pay all postage. Yeah right. I emailed the next bidder and he came and picked it up (this was back when the bidders email address was displayed).