Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.



1151 posts

Uber Geek
+1 received by user: 35


Topic # 100179 4-Apr-2012 22:16 Send private message

I'm looking at changing my bank, all I need is a bank that does something like ANZ's Serious Saver which rewards with bonus interest each month.  I am currently with ANZ and don't want to go near National for reasons I don't want to go into. So wondering if anyone banks with Kiwibank and how do you find them? Their Heaps software looks interesting. Otherwise, my only real other options are BNZ, SBS, or ASB or Westpac.  




Apple: Have it their way
Android: Have it your way

View this topic in a long page with up to 500 replies per page Create new topic
 1 | 2 | 3 | 4 | 5 | 6
4763 posts

Uber Geek
+1 received by user: 122

Trusted

  Reply # 605351 4-Apr-2012 22:18 Send private message

I'm considering moving a mortgage to National Bank.
Off your topic, but anything I should know?!

1184 posts

Uber Geek
+1 received by user: 245


  Reply # 605353 4-Apr-2012 22:20 Send private message

im with ASB and they are great to deal with, always friendly people when you need help on the phone or in a branch





2334 posts

Uber Geek
+1 received by user: 4

Trusted

  Reply # 605354 4-Apr-2012 22:21 Send private message

l43a2: im with ASB and they are great to deal with, always friendly people when you need help on the phone or in a branch


+1 and their internet banking is excellent.

nzbnw 







The Game.
2975 posts

Uber Geek
+1 received by user: 524

Trusted
Think Concepts
Subscriber

  Reply # 605355 4-Apr-2012 22:21 Send private message

ASB - They have several saving options for your consumption, and a iOS / Android app.

Also, the best customer service I have ever experienced.




Michael Murphy
[Twitter] [Last.fm] [IPv6 Sage]

Everything I say here is my own opinion and not that of my employer.

I iz your trusted friend
5287 posts

Uber Geek
+1 received by user: 48

Mod Emeritus
Trusted
Subscriber

  Reply # 605357 4-Apr-2012 22:23 Send private message

Try ASB: http://experienceasb.co.nz/ their Social Media team is very switched on, great service via Twitter for me. And their Facebook Virtual Branch is just as helpful as real people at the branch.




Internet is my backyard...

«Geekzone blog: Tech 'n Chips Takeaway» «Personal blog: And then...» «Photo blog: I see...»

Please read the Geekzone's FUG




1151 posts

Uber Geek
+1 received by user: 35


  Reply # 605358 4-Apr-2012 22:23 Send private message

Jaxson: I'm considering moving a mortgage to National Bank.
Off your topic, but anything I should know?!


No, you will be fine with them. I just want a change due to work reasons. 




Apple: Have it their way
Android: Have it your way

16393 posts

Uber Geek
+1 received by user: 1352

Trusted
Vodafone NZ

  Reply # 605359 4-Apr-2012 22:23 Send private message

ASB gets my vote +10000000






1151 posts

Uber Geek
+1 received by user: 35


  Reply # 605363 4-Apr-2012 22:30 Send private message

ASB looks very good. Will pay them a visit on my day off next week. Thanks guys




Apple: Have it their way
Android: Have it your way

1814 posts

Uber Geek
+1 received by user: 225


  Reply # 605366 4-Apr-2012 22:39 Send private message

I'm pretty happy with Kiwibank and heaps is nice, though I don't use it often enough. 

1295 posts

Uber Geek
+1 received by user: 9


  Reply # 605372 4-Apr-2012 22:46 Send private message

I'm with kiwibank. They are fine and really helpful when I need something, training is sometimes lacking though and they often have to pass me around 2-3 people to get something slightly unusual done.

I also find the line is really long as it is combined with NZ post (this might just be my local shop though)

It isn't really a problem for me as I don't visit often, the fees are generally lower than other banks.

The drawbacks are worth it for me being NZ owned.

16393 posts

Uber Geek
+1 received by user: 1352

Trusted
Vodafone NZ

  Reply # 605373 4-Apr-2012 22:47 Send private message

sidefx: I'm pretty happy with Kiwibank and heaps is nice, though I don't use it often enough.?


Kiwi bank is a nightmare if you want service in the bank, You have to line up with all the trademe people trying to courier items and buy postage stamps!




1295 posts

Uber Geek
+1 received by user: 9


  Reply # 605375 4-Apr-2012 22:49 Send private message

johnr:
sidefx: I'm pretty happy with Kiwibank and heaps is nice, though I don't use it often enough.?


Kiwi bank is a nightmare if you want service in the bank, You have to line up with all the trademe people trying to courier items and buy postage stamps!


The worst thing is they don't even have one of those rapid deposit systems like other banks, so even if your organised you still have to wait inline :( 

3930 posts

Uber Geek
+1 received by user: 25

Trusted

  Reply # 605376 4-Apr-2012 22:50 Send private message

I have both BankDirect and ASB. I have been with BD for years (probably when they were the first virtual bank). The service is excellent and my account manager always calls me when I have a mortgage renewal and negotiates a slightly better rate than listed.

I guess the only annoying thing is BD don't have a smartphone app while their parent ASB does!  It seems a bit strange to me - why can't they share code?

I have a transaction account with BD that pays interest and no fees at all if the balance is $5K and over and so I have never paid bank transaction fees.




System One: Popcorn Hour A200,  PS3 SuperSlim, NPVR running on Gigabyte Brix, Sony BDP-S390 BD player, Logitech Revue, Pioneer AVR, Panasonic 60" 3D plasma

System Two: Popcorn Hour A200 ,  Oppo BDP-80 BluRay Player with hardware mode to be region free, Vivitek HD1080P 1080P DLP projector with 100" screen. Harman Kardon HK AVR 254 7.1 receiver, Toshiba HD-A2 HD-DVD player, Roku XS media player

Check out my blog at lchiu.blogspot.com

16393 posts

Uber Geek
+1 received by user: 1352

Trusted
Vodafone NZ

  Reply # 605380 4-Apr-2012 22:52 Send private message

I switched to kiwi bank and the best thing I did was leave my ASB account open, I gave kiwi bank a good run but it was just nothing like ASB, I might pay a little more in fees but it's worth it

ASB internet banking is world class!




3079 posts

Uber Geek
+1 received by user: 29

Trusted

  Reply # 605387 4-Apr-2012 23:09 Send private message

johnr: I switched to kiwi bank and the best thing I did was leave my ASB account open, I gave kiwi bank a good run but it was just nothing like ASB, I might pay a little more in fees but it's worth it

ASB internet banking is world class!

I use both ASB and Kiwibank and will continue to do so, as they each have their strengths.

-  ASB offers Share Trading whereas Kiwibank doesn't.

-  Kiwibank lets you save any payee to whom you send a Direct Credit payment e.g. suppliers that you pay each month.  This is perfect for our farm.

-  ASB won't let you save the payee details for a Virtual Cheque, so you have to enter them each time, or else use a Bill Payment which they charge a fee to set up.  Any time you want to change the details which appear on your statement, or the payee's statement, they also charge a fee to change it.  Only $1 or $2 but it is still annoying.  Kiwibank don't charge any fees at all for changing payee details.

-  ASB don't charge any fees on their transaction account if you have at least $5k balance throughout the month.

-  Kiwibank give you 4 accounts to play with, and so long as you have a combined balance of $4k or more across all of the accounts, there are no fees on any of them.  We use one for Housekeeping, one for our farm, and one each for two family trusts, which is very convenient.  With ASB, we would need to leave $5k in each account so as not to pay fees, whereas with Kiwibank we just need to have a total of $4k across all of the accounts.

-  As JohnR has said, the queues in some Kiwibank branches can be long.  However, the ability to bank cheques without needing to fill out deposit slips is great -- you just swipe your card, enter your PIN, and they deposit the cheque for you.  TBH, I seldom go to the local branch because I do pretty much everything via internet banking.





 1 | 2 | 3 | 4 | 5 | 6
View this topic in a long page with up to 500 replies per page Create new topic




Twitter »
Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:




News »

Trending now »
Hot discussions in our forums right now:

Windows 10 announced, as well as developer preview
Created by macuser, last reply by KiwiNZ on 2-Oct-2014 22:38 (119 replies)
Pages... 6 7 8


What time will the Apple Store online be selling the iPhone 6?
Created by scotiwis, last reply by Paul1977 on 2-Oct-2014 22:57 (234 replies)
Pages... 14 15 16


Moment of Truth?
Created by BarTender, last reply by JimmyC on 29-Sep-2014 09:16 (441 replies)
Pages... 28 29 30


Can i have 2 ISP's at home?
Created by ReckITT, last reply by Lazarui on 30-Sep-2014 18:15 (49 replies)
Pages... 2 3 4


Samsung Galaxy S4
Created by beenz, last reply by fizzychicken on 2-Oct-2014 19:46 (21 replies)
Pages... 2


Why is your nickname what it is, what are the origins of it?
Created by Presso, last reply by Presso on 2-Oct-2014 20:12 (97 replies)
Pages... 5 6 7


Harvey Norman's Biggest Ever Retail Sale
Created by DravidDavid, last reply by Dunnersfella on 2-Oct-2014 22:32 (33 replies)
Pages... 2 3


iPhone 6 From Spark - Order Dates and Pricing?
Created by Otagolad, last reply by Yatey on 2-Oct-2014 19:53 (355 replies)
Pages... 22 23 24



Geekzone Live »
Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.

Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.