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Forums › Off topic › Electronic Transactions Becoming Faster
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1938 posts

Uber Geek

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  Reply # 656985 17-Jul-2012 12:48 Send private message

dolsen: 
Yeah, I read the content of 1 post in isolation and came to an incorrect assumption. Which bank is your "dinosaur bank"?


Westpac, in case it wasn't obvious from the fact that it's a dinosaur :p

Then again, TSB still charges a transaction fee for internet payments. Sooo...



984 posts

Ultimate Geek
  Reply # 657365 18-Jul-2012 07:53 Send private message

sbiddle:
Kyanar: Now if only we could get the dinosaurs to stop holding payments "until 10pm tonight", ostensibly so you can cancel them.


It's also worth remembering that just because a payment is sent to a bank during the day, it doesn't mean it will?instantly be available as cleared funds to the end party.


I think this is the point of the new system I linked to in the original post. I have done several transfers between accounts at different banks and the funds have cleared and been available within a few hours.




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Common misconceptions.

4253 posts

Uber Geek
  Reply # 657675 18-Jul-2012 14:44 Send private message

Kyanar: Then again, TSB still charges a transaction fee for internet payments. Sooo...


I always find this backwards, because of you fax them to do it manually, then it is free. Surely it is cheaper for you to do it online, than for them to do it manually.

Some banks like the BNZ charge an monthly online banking fee still. I think it is $5 per month with the bnz. I decided to not get online banking for my account with them, so each month I just phone them to get the balance, which doesn't take any longer for me, but costs them in terms of the cellphone call and staff time. Totally backwards.

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