Trusted
BuzzLightyear: Thanks. Thats clear now. Basically have to have a 0 balance to avoid fees. Its still worth it in my case just strange you can't have any money on it at the end of each month.
Just convert all your NZD at the end of the month into USD. You can convert it back after the ($0) fees have been charged - it just makes you immune to the fees.
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