Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.



926 posts

Ultimate Geek
+1 received by user: 8


Topic # 114686 27-Feb-2013 16:11 Send private message

Not mine.  Someone had a wee accident so there was a hole in the rear bumper that you could just put a pencil thru it.  They weren't familiar with the insurance so they paid the $300 excess and was told after asking that the total bill was four hundred odd dollars.  If we shopped around maybe we didn't need the insurance ... to pay for our car at least.  Well it was us at fault so our insurance company had to pay for their car, automatically does that mean our car has to be insurance paid as well?  But anyway, is a $4xx job excessive you think?  We thought initially the hole was so small that the bumper didn't need to be dismantled but they did repaired it, spray painted and fit together.  The paper said 1hr for dismantle, 1hr 15 repair and 2hr 15 for painting.  

Did they had to dismantle it ... or was that job made larger than required, I don't think so right b/c the insurance assessors would know otherwise.  If a little job, they could have just fixed it quickly we paid it all if it was less than the excess, no insurance for ours and insurance for the other car only.  They wouldn't take all the exces sand try to recoup right..

Cheers

Create new topic
Voice Engineer @ Orcon
1793 posts

Uber Geek
+1 received by user: 385

Trusted
Orcon
Subscriber

  Reply # 771135 27-Feb-2013 16:24 Send private message

It's easier and better to remove a bumper for repair and painting than leave it on the car, because the amount of masking involved is quite labour intensive and obviously there are more materials involved with that method.

$400 for repair/respray bumper sounds about right to me.

Edit: It pays to keep in mind that insurance companies (and customers) expect a perfect repair.  Therefore, most repair shops will not take short cuts or attempt to do things the cheapest way to keep the cost down at the expense of repair quality, as if they have to rework to get the repair up to standard, it is then at their cost.

1421 posts

Uber Geek
+1 received by user: 56

Subscriber

  Reply # 771138 27-Feb-2013 16:36 Send private message

+1

I had a bumper repair a while ago, the panelbeater was going to do it on the car but the insurance assessor insisted he remove the bumper cover and respray it separately.

One month later some idiot ran into the back of me and the panelbeater did the same job again.

Voice Engineer @ Orcon
1793 posts

Uber Geek
+1 received by user: 385

Trusted
Orcon
Subscriber

  Reply # 771139 27-Feb-2013 16:38 Send private message

graemeh: +1

I had a bumper repair a while ago, the panelbeater was going to do it on the car but the insurance assessor insisted he remove the bumper cover and respray it separately.

One month later some idiot ran into the back of me and the panelbeater did the same job again.


HAHAH indeed -- newly painted bumpers are idiot magnets :)

1421 posts

Uber Geek
+1 received by user: 56

Subscriber

  Reply # 771143 27-Feb-2013 16:45 Send private message

ubergeeknz:
graemeh: +1

I had a bumper repair a while ago, the panelbeater was going to do it on the car but the insurance assessor insisted he remove the bumper cover and respray it separately.

One month later some idiot ran into the back of me and the panelbeater did the same job again.


HAHAH indeed -- newly painted bumpers are idiot magnets :)


Yes but he definitely came off second best, I had a hole in the bumper cover, he had a bonnet folded in half, an air conditioning system with a gas leak and a fan that was hitting something.  He probably broke a few other things too.

If you're going to run into the back of something make sure it is not a Subaru, the panel beater said they were really solid.

87 posts

Master Geek
+1 received by user: 10


  Reply # 771871 28-Feb-2013 18:49 Send private message

Panel repair is expensive, so if you have the option, definitely shop around.
Sounds like they did a proper job, and the price looks right for the work they did.

And it still surprises me how many people don't know what their insurance excess is, what they are covered for and that they should contact insurer ASAP after an incident.

The insurance assessor is just an assessor to check the damage and approve the repair costs. They can't tell the repairer how to do it.

1421 posts

Uber Geek
+1 received by user: 56

Subscriber

  Reply # 772234 1-Mar-2013 12:34 Send private message

Cambo: The insurance assessor is just an assessor to check the damage and approve the repair costs. They can't tell the repairer how to do it.


How do you get that idea?  The assessor can and sometimes does tell the panelbeater how to do the job as they control the money.


973 posts

Ultimate Geek
+1 received by user: 33

Subscriber

  Reply # 772246 1-Mar-2013 12:49 Send private message

In all $300 bucks (the excess) to repair two cars is a good deal if im understanding your original post correctly i.e. the repairs total for the car in question were approx $400. How much damage to the other car? You perhaps might not even get to know that total.



87 posts

Master Geek
+1 received by user: 10


  Reply # 772247 1-Mar-2013 12:50 Send private message

The assessor can pick and choose what work they accept under the policy, but they usually accept the professional opinion of the repairer. They only thing they negotiate with is prices - they will opt for second-hand or after-market parts in some cases.

I've never come across an assessor who tells the panel shop that the chassis straightening wasn't done to spec, or tells the mechanic that an engine can't be pulled out of the vehicle to be worked on, just because they want to save on labour cost.

1421 posts

Uber Geek
+1 received by user: 56

Subscriber

  Reply # 772250 1-Mar-2013 12:53 Send private message

Cambo: I've never come across an assessor who tells the panel shop that the chassis straightening wasn't done to spec, or tells the mechanic that an engine can't be pulled out of the vehicle to be worked on, just because they want to save on labour cost.


True.

The case I'm thinking of was the assessor rejecting the panelbeater's suggestion of doing it on the cheap and to do it properly and the insurance company would pay the higher price.

2391 posts

Uber Geek
+1 received by user: 292
Inactive user


  Reply # 772253 1-Mar-2013 12:57 Send private message

When my car was bashed I took it into the repair shop. The guy from the shop had a look and recomended that they replace the entire door. After the assessor had been around to see the damage the job was changed from a replacement to a repair.

I was not happy with this. I got hold of my insurance and told them that I want the door replaced. They ummed and arred because it was obviously more expensive. I told them I do not want it fixed and don't want it body puttied up either. Eventually I told them that if they were going to take this route I would cancel my insurance with them. They ended up replaced the door with a brand new one!

809 posts

Ultimate Geek
+1 received by user: 21

Trusted

  Reply # 772261 1-Mar-2013 13:14 Send private message

Neighbour's car cost about $1k to repaint bumper cover + replace indicator cover. No holes to fix.




 

Create new topic




Twitter »
Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:




News »
Symantec opens new office and expands Security Operations Centre in Sydney
Posted 22-Aug-2014 14:18


Westpac signs five year agreement with IBM
Posted 22-Aug-2014 12:00


Dunedin as an innovation hub
Posted 22-Aug-2014 09:06


When venture capital hurts start-ups
Posted 21-Aug-2014 19:54


Long wait for ARM servers
Posted 21-Aug-2014 19:35


Firefox now or no choice later
Posted 21-Aug-2014 08:41



Trending now »
Hot discussions in our forums right now:

CGA. Is it fair?
Created by BTR, last reply by bazzer on 22-Aug-2014 11:02 (86 replies)
Pages... 4 5 6


Vodafone TV multicast settings on pfSense?
Created by kenkeniff, last reply by TimA on 22-Aug-2014 15:35 (96 replies)
Pages... 5 6 7


Free: Smart Button for your Android device
Created by freitasm, last reply by jeffnz on 22-Aug-2014 15:09 (100 replies)
Pages... 5 6 7


Lightbox press event release
Created by freitasm, last reply by reven on 22-Aug-2014 11:20 (467 replies)
Pages... 30 31 32


It was hardly 'hacking' was it?
Created by CB_24, last reply by gzt on 21-Aug-2014 22:26 (97 replies)
Pages... 5 6 7


How to refresh WinXP
Created by Rickles, last reply by allan on 20-Aug-2014 14:25 (19 replies)
Pages... 2


Vodafone now charging you to receive a bill via post
Created by stocksp, last reply by johnr on 22-Aug-2014 10:03 (82 replies)
Pages... 4 5 6


Car Headunit deals
Created by paulmilbank, last reply by richms on 20-Aug-2014 21:00 (16 replies)
Pages... 2



Geekzone Live »
Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.

Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.