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  Reply # 606305 7-Apr-2012 02:42 Send private message

With the delay and annoying use of the current "Chip" cards now as a secure payment method there is definitely a lot of headroom for improvement on payment systems, Possibly with some form of Y/N/Pin system perhaps (Unlock app with pin for next XX Seconds).

It is definitely something I'd like to see in future.

Will note I have seen a couple of ASB cards floating around that have symbols on them looking like they have some form of NFC system in them, Pretty sure they where ASB.

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  Reply # 606311 7-Apr-2012 07:44 Send private message

lucky015: With the delay and annoying use of the current "Chip" cards now as a secure payment method there is definitely a lot of headroom for improvement on payment systems, Possibly with some form of Y/N/Pin system perhaps (Unlock app with pin for next XX Seconds).

It is definitely something I'd like to see in future.

Will note I have seen a couple of ASB cards floating around that have symbols on them looking like they have some form of NFC system in them, Pretty sure they where ASB.


PassPass cards have been in NZ since Dec 2010. Virtually every new Mastercard issues by virtually all of the major banks is PayPass capable, and some banks are also now starting to issue PayWave Visa cards. NZ is a long way behind Australia though which is really leading the way globally in terms of NFC takeup and usage.

As for chip cards being slow this is purely a terminal issue. Older terminals on dialup can be slow due to all the processing that is required. They are also slow for mag stripe cards as well, but it's not so noticeable because they can begin processing the transaction once the card is swiped, unlike EMV transactions which require the dialup session to be established first to authenticate the card.

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