itxtme:Dunnersfella: Unfortunately, whoever told you this was incorrect.
Lying to a sales person to get a cheap cash / credit card price, then demanding the biggest interest free deal is possible. Of course, they could lie to you and put the price up... The latter is illegal, the former is not.
Both are unethical.
Your call I suppose.
I completely disagree, by offering interest free deals they MUST be willing to sell it at the cash price otherwise they are simply dressing mutton up as lamb. If they charge more for the finance deal then they are charging you for the interest free, which means that it is not "interest free" making the sale non compliant with the fair trading act. I get the feeling you think they should give a better deal on cash, if they want to do that they must then advertise the deal as low interest 2% or whatever that difference is. They do not, so then they are fair game!
I think the issue is "cash price" because that goes for everything that isn't on a interest free finance deal.
You will most likely find that if a interest free promotion is in place you will not get a whole lot of variation when trying to get the best deal from that store.
it does effect the sales persons commission / wage the lower they sell a product, and for a sales person the interest free deals will slash that margin further. when you earn 3% on Gross Profit. and a tv's base profit margin is only 7% (example) when you add a interest free period onto there you don't make a whole lot of money.