RBNZ LVR Factsheet for Borrowers, Dec 2018:
The new regs that came into effect on 1 Jan make it easier to get a home loan, not harder:
@eracode I wish the new regs made it easier but they have made it far more difficult for me!
The issue is everyone is saying it's your bank causing the issue and I know it's not the bank but RBNZ
where in that has it made it harder?
i think your issue lies elsewhere sadly
So the bank and property lawyer are incorrect? I would love them to be incorrect and save me this headache
More likely you have misinterpreted what they are telling you, this thread is Chinese whispers at the moment. Get back to us when you can tell the full story and can relay it clearly.