Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


Filter this topic showing only the reply marked as answer View this topic in a long page with up to 500 replies per page Create new topic
1 | 2 | 3 | 4 
Linux Systems Admin
1163 posts

Uber Geek

Trusted
Integrity Tech Solutions
Subscriber

  #2068736 6-Aug-2018 15:30
Send private message quote this post

I had a chat today with someone who works at an insurance company. My best summary would be - watch this space.





Integrity Tech Solutions @ Norsewood, New Zealand


22992 posts

Uber Geek

Trusted
Subscriber

  #2068843 6-Aug-2018 16:02
Send private message quote this post

Glad to see something sensible from the judge on this one.





Richard rich.ms

 
 
 
 


Linux Systems Admin
1163 posts

Uber Geek

Trusted
Integrity Tech Solutions
Subscriber

  #2068850 6-Aug-2018 16:14
One person supports this post
Send private message quote this post

richms:

 

Glad to see something sensible from the judge on this one.

 

 

Will you still feel the same way at renewal time?





Integrity Tech Solutions @ Norsewood, New Zealand


443 posts

Ultimate Geek


  #2068871 6-Aug-2018 17:19
Send private message quote this post

In case people missed it, the court case itself was linked and discussed a few days before the Stuff story. Actually I wonder if the Stuff journalist came across it from here. Something similar has happened before. 

 

Since this was a test case (as per lawyers for both parties), I'm assuming that lawyers for the insurers have been going over it carefully to decide if they have grounds to appeal. For a complicated case like this, I'm guessing that they will find something and so it's probably not finished yet. Although in the mean time, the effects on premiums etc are going to come into play. 


7 posts

Wannabe Geek


  #2071532 10-Aug-2018 21:37
Send private message quote this post

I was involved in a car crash the other week. Someone rear-ended me on the motorway - he was definitely 'at-fault.' 

 

Thankfully, he had third-party and submitted a claim. I submitted a claim with my insurance and got my excess waived as the at-fault driver submitted a claim so my insurance company is recovering costs from the at-fault's insurance company.

 

Now - my car needs to go into the workshop for a couple of days/weeks and I need a car to go to/from work...

 

I rang my insurance company today and asked what my options were regarding rental cars as I'm the victim (I don't have rental car policy with my insurance).

 

They weren't very helpful... they said I could rent a car from a normal rental company and try to get costs covered by at-fault insurance. However, he said I won't be likely reimbursed the full amount.... Also, I don't like the fact I have to pay up-front fully and then try get reimbursed at a later date. This seems such a hassle for the crash victim....

 

Should I call at-fault insurance company directly and ask for a rental? If they say no... I'm inclined to say that I'll proceed to use a service like Right2Drive and see if they budge... apparently, this tactic has worked previously for some people...

 

How have you guys approached this? Are there any legal rights that I have? According to that article and what the Judge said, it should be my right to have a rental vehicle...... Should I just use Right2Drive? 

 

Please help...


Linux Systems Admin
1163 posts

Uber Geek

Trusted
Integrity Tech Solutions
Subscriber

  #2071534 10-Aug-2018 21:43
Send private message quote this post

hojoonsung:

 

I rang my insurance company today and asked what my options were regarding rental cars as I'm the victim (I don't have rental car policy with my insurance).

 

They weren't very helpful... they said I could rent a car from a normal rental company and try to get costs covered by at-fault insurance. However, he said I won't be likely reimbursed the full amount.... Also, I don't like the fact I have to pay up-front fully and then try get reimbursed at a later date. This seems such a hassle for the crash victim....

 

Should I call at-fault insurance company directly and ask for a rental? If they say no... I'm inclined to say that I'll proceed to use a service like Right2Drive and see if they budge... apparently, this tactic has worked previously for some people...

 

How have you guys approached this? Are there any legal rights that I have? According to that article and what the Judge said, it should be my right to have a rental vehicle...... Should I just use Right2Drive? 

 

 

Do what you want. The risks have been well covered in this thread.

 

You sound like someone who gets bloshy when they don't get their every whim.

 

You are not a "victim". It was a car accident. It could just as likely been you at fault.





Integrity Tech Solutions @ Norsewood, New Zealand


3124 posts

Uber Geek

Trusted
Subscriber

  #2072738 13-Aug-2018 15:51
2 people support this post
Send private message quote this post

Nil Einne:

 

In case people missed it, the court case itself was linked and discussed a few days before the Stuff story. Actually I wonder if the Stuff journalist came across it from here. Something similar has happened before. 

 

Since this was a test case (as per lawyers for both parties), I'm assuming that lawyers for the insurers have been going over it carefully to decide if they have grounds to appeal. For a complicated case like this, I'm guessing that they will find something and so it's probably not finished yet. Although in the mean time, the effects on premiums etc are going to come into play. 

 

 

Not really all that likely that it'll have a great effect on premiums. They'll probably throw in hire car cover when not-at-fault and the standard add-on for at-fault hire car cover to match what they do in Australia, where insurance already costs pretty much the same amount despite covering more potential liability (in Australia, the CTP will  only cover the not-at-fault party in some states, so for at-fault parties the insurer is up for all damage and medical bills).

 

hojoonsung:

 

Should I call at-fault insurance company directly and ask for a rental? If they say no... I'm inclined to say that I'll proceed to use a service like Right2Drive and see if they budge... apparently, this tactic has worked previously for some people...

 

How have you guys approached this? Are there any legal rights that I have? According to that article and what the Judge said, it should be my right to have a rental vehicle...... Should I just use Right2Drive? 

 

Please help...

 

 

I'd say call the other insurer and suggest it - they may be able to use their purchasing power to get a better rate than if you set a crash hire company onto them and now that there's precedent that they are liable, they may come to the party.

 

MichaelNZ:

 

Do what you want. The risks have been well covered in this thread.

 

You sound like someone who gets bloshy when they don't get their every whim.

 

You are not a "victim". It was a car accident. It could just as likely been you at fault.

 

 

Oh hogwash, you're just being petty now because you've been proven wrong.

 

There's practically such thing as car "accidents" - virtually every single one is caused because someone did something negligent or stupid - a rear-ender is definitely one such case. The person not at fault is entitled to not be worse off than before they were hit, so he's perfectly entitled to a vehicle so he's not stuck relying on taxis and public transport at his own expense.


 
 
 
 


1 post

Wannabe Geek


  #2359163 22-Nov-2019 09:11
Send private message quote this post

So to everyone on this page who has doubted the authenticity and legality of Right 2 Drive - They just won a very important court case here in NZ1 Essentially establishing now that if the at fault party are proven to be 100% at fault and have not gone out of their way to help the not at fault party be inconvenienced, then they are now in fact liable to pay any credit hire accident replacement vehicles costs in NZ. They took Frucor who we all know is a huge company to court along with AA & IAG and have won. This result happened last week. This is the second victory in two years now. The first was last year which established that all costs and business model set up by Right 2 Drive are totally legal and well within reason. This victory last year was in the High court so all IAG & AA can do is appeal the costs but not the model.

 


Same with this recent court case - they can only appeal the pay out but not the principle of the idea of Credit hire. Any questions on this please ask :)

 

 


9 posts

Wannabe Geek


  #2415704 10-Feb-2020 20:22
Send private message quote this post

Hi there,

I was wondering if anything one might be able to advise me of what I should do.

A couple of years ago, someone backed into the side of my van causing considerable damage and drove off without leaving a note. Turns out the shop it was outside had footage of the whole thing and the idiot lived next door!

Anyway, I approached them and managed to get insurance details, had my claim accepted and took the van in for repair. The shop offered me this Right 2 Drive package. Seemed legit, they told me there was nothing to do or pay since I wasn’t at fault.

Two years later, I have just received an email from Right 2 Drive asking for all sorts of details regarding the incident because my insurance company are refusing to pay them.

I’m really hesitant to engage with right 2 drive about all of this incase it opens up a can of worms and somehow I’m made to pay for all of this.

My question is, would it be advisable to cooperate with right 2 drive? I’m worried I’m going to have to get lawyers involved and all sorts. I’m really annoyed that I’ve been dragged into this considering right to drive told me at the time it was no dramas, that I didn’t have to do anything or pay anything and that they would sort it all out.

Any advise you would have for me would be greatly appreciated


1 | 2 | 3 | 4 
Filter this topic showing only the reply marked as answer View this topic in a long page with up to 500 replies per page Create new topic



Twitter and LinkedIn »



Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Withings launches three new devices to help monitor heart health from home
Posted 13-Feb-2020 20:05


Auckland start-up Yourcar matches new car buyers with dealerships
Posted 13-Feb-2020 18:05


School gardens go high tech to teach kids the importance of technology
Posted 13-Feb-2020 11:10


Malwarebytes finds Mac threats outpace Windows for the first time
Posted 13-Feb-2020 08:01


Amazon launches Echo Show 8 in Australia and New Zealand
Posted 8-Feb-2020 20:36


Vodafone New Zealand starts two year partnership with LetsPlay.Live
Posted 28-Jan-2020 11:24


Ring launches indoor-only security camera
Posted 23-Jan-2020 17:26


New report findings will help schools implement the digital technologies curriculum content
Posted 23-Jan-2020 17:25


N4L to upgrade & support wireless internet inside schools
Posted 23-Jan-2020 17:22


Netflix releases 21 Studio Ghibli works
Posted 22-Jan-2020 11:42


Vodafone integrates eSIM into device and wearable roadmap
Posted 17-Jan-2020 09:45


Do you need this camera app? Group investigates privacy implications
Posted 16-Jan-2020 03:30


JBL launches headphones range designed for gaming
Posted 13-Jan-2020 09:59


Withings introduces ScanWatch wearable combining ECG and sleep apnea detection
Posted 9-Jan-2020 18:34


NZ Police releases public app
Posted 8-Jan-2020 11:43



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.