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Oblivian
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  #3100952 7-Jul-2023 13:18
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Re cash, banks (bar about 1 for their customers only) have ditched cash.

The management and sending bulk once you have enough offshore wasn't worth it it seems. And speciality money shops at malls/travel agents are following suit.

Those that aren't are capitalising on fees to those not aware or going to ports where the banks don't offer eft out.

As for costs, most the au/nz banks have ditched one off fees. You pay current RoE+1.3% for instance on ANZ bulk withdrawal. Their own suggestion is hit the airport ATM.

I still have useless paper money from other counties that I didn't realise had changed to new ones, goodbye £60 (and Australia) as we've both embraced cashless. I have to remind myself to use it now. Use to take $60-100/day and it worked out. But seems there's no reason to watch for great rate to get it out and sit on it anymore

 
 
 

You will find anything you want at MightyApe (affiliate link).
  #3101077 7-Jul-2023 20:39
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Kyanar:

 

Melbourne I believe still requires a Myki.

 

 

Not sure if it is available on iPhones, but for Android you can easily use Google Wallet to create a virtual Myki card. Worked a treat when I went to Melbourne last year. I could just create and then top-up the virtual Myki card and use it on trains and trams.


Eva888

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  #3101083 7-Jul-2023 21:13
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Finally managed to order the Wise card and can see virtual card can be ordered. Problem was the App needed updating.




Eva888

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  #3109066 28-Jul-2023 12:43
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Some help please. The Wise card didn’t arrive in time for OZ trip. I’ve made a virtual card and added to my Apple Wallet…haven’t tried using it yet so don’t know how it will work. I had added credit to Wise in NZ and it shows up in NZ account.

 

My question is on the Wise home page I have $$$ in my NZ account tab and $zero in the Australian account tab. I am in Australia and purchased Opal travel credit and it came out of the NZ tab where all the money was.

 

Was I meant to add or transfer money to my Australian account from the NZ account to use in Australia or, as long as there’s money in Wise it gets used in the currency of the country I am in.  Am I doing this wrong? 


 

Second question, can I install the app on Mr E's phone signed into with my password and then make another virtual card for his Apple wallet? So we don’t have two separate Wise accounts.

 

 

 

 

 

*Hellish experience with both Yahoo and Hotmail locking my email accounts because suspicious activity with me being in another country and then sending auth codes to the locked account which I couldn’t open. Luckily I had roaming and they eventually sent one to my NZ number otherwise if I had bought a local sim would have been stuffed. 

Got Mr E a local Vodafone sim…can’t activate it with his passport. Off to a VF shop to try and sort. 

 

 


trig42
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  #3109220 28-Jul-2023 15:15
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You don't need to transfer, WISE will just take the money from the account with money in it - they'll try local currency first. Advantage of transferring is you would have locked the exchange rate in (and maybe you won't have to pay a currency conversion fee every time you use it, but on our last trip to Fiji, I just left everything in NZD and wasn't charged hideous fees).

 

You should be able to setup the same virtual card on MrE's phone - my wife and I both have the same card on our phones (signed in with the same AppleID).


Eva888

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  #3109357 28-Jul-2023 16:56
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trig42:

 

You don't need to transfer, WISE will just take the money from the account with money in it - they'll try local currency first. Advantage of transferring is you would have locked the exchange rate in (and maybe you won't have to pay a currency conversion fee every time you use it, but on our last trip to Fiji, I just left everything in NZD and wasn't charged hideous fees).

 

You should be able to setup the same virtual card on MrE's phone - my wife and I both have the same card on our phones (signed in with the same AppleID).

 

 

 

 

Thanks for that. Tried my virtual Wise from my Apple Wallet. I can see it’s in there but the checkout wouldn't recognise it so with a line of people behind me, left it until I can check what I'm doing wrong or if there is some setting needing enabling because I’ve disabled heaps when an update started chewing the battery. 

Managed to get the VF sim working via their shop but they insisted on a passport. Was told that the website often doesn’t work for activation with passports. By the time I get it all sorted will be time to come home. 


cokemaster
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  #3109419 28-Jul-2023 20:19
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@Eva888 - All SIM's over here require ID verification and until you cross the border, your NZ passport can't be used (as you don't have a valid visa). Good news is that AU mobiles have generous data allowances compared to NZ and most plans include unlimited SMS/voice to 30 or so countries... so you can go nuts and just use the NZ one for inbound SMS.   

 

Everywhere here uses Paywave/Paypass. Banks have started charging extra fees for foreign cards too - I've seen Commonwealth charge a $7.95 for a Westpac NZ credit card. Since coming over here, literally the only time I've had to use my physical card is purchasing stuff online or if I want to withdraw cash.





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