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Uber Geek
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Topic # 105052 26-Jun-2012 11:49
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I'm renting a car in the US, cheap base rate, but, was unsure about the insurance add-on's I need. Usually I've taken them all due to confusion.

My opinion after a bit of research is that you should always take Loss damage waiver (LDW) and Supplemenatry Liability insurance (SLI) options. 

I discovered additional info too, such as LIS insurance which is always included by law but varies state-to-state and sometimes covers very little. 

My own travel insurance company were oddly clueless about US car rental insurance options. I'd have thought it is a common question.  I rang another company and got the info I needed though. 

And, don't get me started about Californias new child car seat laws!!

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1377 posts

Uber Geek
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  Reply # 720752 21-Nov-2012 13:41
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I'll be doing a two-week US roadtrip next year and have started looking at rental cars out of LAX, and associated insurance. It is indeed a minefield but it does appear that LDW and SLI should be sufficient, combined with 'ordinary' travel insurance to cover all eventualities.

I'll probably end-up going with Budget, they are cheapest by far and do provide the options on-line of including these insurances when you make the booking. On the flip-side though, some reviews on their LAX facility are scathing, long queues, rude staff and always looking to sting you with extra charges.

Has anyone experienced this? Also, Budget offer a pay-now option, i.e. paying on-line in advance rather than at the counter, has anyone used this? How did it work out?





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