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Topic # 143406 14-Apr-2014 10:37
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http://www.stuff.co.nz/business/money/9939212/ASB-plans-Swiss-Army-knife-of-banking

C
ould be interested in seeing how this works until someone comes up with a NFC Visa App, wonder what happened to Vodafone's one that I read about?




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  Reply # 1024758 14-Apr-2014 10:48
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Says any phone, so does this sticker actually need to be stuck to the phone; as it seems it would not need to communicate directly with phone; otherwise it would only be compatible with NFC etc. type phones.




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  Reply # 1024761 14-Apr-2014 10:53
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I rather stick it to my key chain! 

Why do you need to stick it to the phone?


 

About Barclaycard PayTag

 

A Barclaycard PayTag is a sticker around a third of the size of a credit card that sticks on the back of any mobile phone turning it into a new way to make contactless payments in seconds. It works just like any contactless card, so you can process PayTag payments using an ordinary contactless payment terminal. 





 
 
 
 


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  Reply # 1024764 14-Apr-2014 10:56
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While on the topic of paywave is it possible to break the paywave chip, thing, whatever it is while still being able to use the card since banks don't do cards without them now.







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Reply # 1024767 14-Apr-2014 11:02
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solaybro: While on the topic of paywave is it possible to break the paywave chip, thing, whatever it is while still being able to use the card since banks don't do cards without them now.


why do you want to break the paywave or paypass chip? 





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  Reply # 1024773 14-Apr-2014 11:08
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Can't wait to try this. It'd be nice if they could use the NFC built into my phone already though. Still, I could see this useful for a night out, not having to hunt through wallet for the right card etc. Wonder how we can get in on the trial? :P


solaybro: While on the topic of paywave is it possible to break the paywave chip, thing, whatever it is while still being able to use the card since banks don't do cards without them now.


You can disable the NFC by using a hole punch to break the antenna inside the card. You just have to be careful not to break the chip or mag-strip. There are many guides online. Don't know why you wouldn't want it though, as any fraudulent charges on it would be treated like a normal fraudulent charge. Just tell the bank, if they don't detect it before you do that is. 




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  Reply # 1024787 14-Apr-2014 11:24
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tardtasticx: Can't wait to try this. It'd be nice if they could use the NFC built into my phone already though. 


Wonder if the Vodafone people on here could shed some light on what is happening with their NFC payment app?




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  Reply # 1024791 14-Apr-2014 11:34
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nedkelly: http://www.stuff.co.nz/business/money/9939212/ASB-plans-Swiss-Army-knife-of-banking

C
ould be interested in seeing how this works until someone comes up with a NFC Visa App, wonder what happened to Vodafone's one that I read about?



I could not rely on this as my current asb paywave is unreliable and might work 80% of the time.   

I'm assuming the same underlying tech is used. 


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  Reply # 1024792 14-Apr-2014 11:34
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nakedmolerat:
solaybro: While on the topic of paywave is it possible to break the paywave chip, thing, whatever it is while still being able to use the card since banks don't do cards without them now.


why do you want to break the paywave or paypass chip? 


If someone gets their hands on it they can use it. It also means I can't just hold my wallet up to the snapper thing on Wellington buses because it reads paywave as a snapper card and says "multiple cards detected" it's annoying.









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  Reply # 1024794 14-Apr-2014 11:36
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solaybro: It also means I can't just hold my wallet up to the snapper thing on Wellington buses because it reads paywave as a snapper card and says "multiple cards detected" it's annoying.


Wrap it in tinfoil.




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  Reply # 1024811 14-Apr-2014 11:48
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coffeebaron: Says any phone, so does this sticker actually need to be stuck to the phone; as it seems it would not need to communicate directly with phone; otherwise it would only be compatible with NFC etc. type phones.


I am guessing that this is actually a paywave "mini card" with some double side tape on the back  and there is no communication between the phone and the card. Any "account selection" is done by the back-end of the network.

here is a list of paywave "device" formats, they could also have chosen a key fob, but advertising a visa key fob is no where as sexy as something that sticks to you phone :)

http://usa.visa.com/personal/security/card-technology/visa-paywave.jsp?b=1



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  Reply # 1024828 14-Apr-2014 12:05
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My ASB credit card works with Paywave about 10% of the time, I've given up on it. It worked better when it was new. It's had a hard life that card, it's slightly bent in one section from use, and it has to last another 6 months or so. If you ask for a replacement card they give you one with a different number, which can be a pain since credit card numbers are loaded into different websites, replacement cards are the same number with a different expiry date. Maybe changing card numbers is an advantage.




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  Reply # 1024836 14-Apr-2014 12:25
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I wonder what they need to "trial" with a stick on NFC sticker?

The same concept has been trialed numerous times here with numerous banks, along with some large scale trials in Aussie and the UK. The concept works fine.. But hardly anybody is using it because the idea is just plain dumb.



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  Reply # 1024852 14-Apr-2014 12:37
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timmmay: My ASB credit card works with Paywave about 10% of the time, I've given up on it. It worked better when it was new. It's had a hard life that card, it's slightly bent in one section from use, and it has to last another 6 months or so. If you ask for a replacement card they give you one with a different number, which can be a pain since credit card numbers are loaded into different websites, replacement cards are the same number with a different expiry date. Maybe changing card numbers is an advantage.


Only place I use mine is in the petrol station, has a success rate of 100% makes me wonder if it is certain terminals not working correctly?

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  Reply # 1024854 14-Apr-2014 12:42
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Then there are merchants such as Countdown who display the PayWave sign, but deliberately don't accept all PayWave cards.





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  Reply # 1024857 14-Apr-2014 12:44
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I had issues with mine not working anywhere, so gave up using it.... then found that Countdown (main place I tried using it) was pushing their own CC, and were actively blocking any PayWave except their own cards... theyve since changed this policy and my card works happily at Countdown and a few more places Ive tried previously that were failing. Suspect there was some bug in the system initially which has since been sorted....





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