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# 160178 27-Dec-2014 09:46
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I am only in my 30's but are the modern people high maintenance?  I don't really about the socialising and eating out, I am quite adapatable, should I travel, I tend to look at a difference ie non English speaking countries, stay in a lodge, get a room as I am out during the day eat where the locals do, visit museums, galleries and do learning and enjoy my photography.  I also tend to visit at the off peak times. 

It is the time of the year, so I suppose if people have forced annual leave, they just go right but also wouldn't a fair share of people just go and request leave even if it is not forced just because it is this time of the year?  Ie - New Years head to Queenstown and party up, or head to Raro.  On much Friday nights let's go out with the boys or the girls.  Martinborough wine festival, let's buy an outfit and go out ... Maybe it is winter .. they get the blues and they say oh let's get out of this place and go to somewhere warm.  Someone's wedding and they go to Queenstown or Aussie for an extended break for some personal R&R after that. 

I had a work colleague before this was in 2009 and she herself was on $85k went out all the time - the husband was an electrician, couldn't go away for her wedding b/c she said they didn't have enough money, and she said she would rent for her life.  So they just stayed in Wellington, stayed home, visited a couple of cafes while they had the 7 or 14 days off work. 

While they did go out with their aunts/uncles, I know those who are merely just 21 or 22yrs old first job after university, got their own car, they go to fine dining, one overseas trip at Xmas time back home to their home country for 4 weeks and 2x 2 weeks trip duirng the year.  Then, if you look at the stuff they basically do, it is none of the hobbies or intellectual stuff unless you count hobby as in eating, drinking, taking selfies and shopping. 

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  # 1204388 27-Dec-2014 09:53
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I think part of it is the ease of being able to get finance/credit to pay for these things. "We'll stick it on credit and worry about it later".




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  # 1204405 27-Dec-2014 10:12
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I only buy things on special and don't buy stuff unless the old one's broken or no longer adequate ... so instant coffee >>> barista coffee




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  # 1204415 27-Dec-2014 10:27
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corksta: I think part of it is the ease of being able to get finance/credit to pay for these things. "We'll stick it on credit and worry about it later".


+1 this answers it

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  # 1204430 27-Dec-2014 10:50
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Some people just have no idea how to live within their means, no matter how much money they earn.




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  # 1204433 27-Dec-2014 10:54
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joker97:  instant coffee >>> barista coffee


YOU TAKE THAT BACK!!





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  # 1204462 27-Dec-2014 12:22
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I'm not sure I quite understand the question you are asking to be honest.





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  # 1204479 27-Dec-2014 13:02
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Geektastic: I'm not sure I quite understand the question you are asking to be honest.


Thanks goodness, I thought is was just me!   No idea at all what the OP is asking or saying.  Maybe it's too much Christmas Cake...?




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  # 1204498 27-Dec-2014 14:45
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I'm confused. I've no idea of I'm high maintenance. I'm a 33 year old DINK. I feel quite relaxed and renting.

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  # 1204512 27-Dec-2014 15:11
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SaltyNZ:
joker97:  instant coffee >>> barista coffee


YOU TAKE THAT BACK!!



*was about to run under his desk but his wife shoots him first [ah that's where the money goes?]




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  # 1204514 27-Dec-2014 15:12
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scuwp:
Geektastic: I'm not sure I quite understand the question you are asking to be honest.


Thanks goodness, I thought is was just me!   No idea at all what the OP is asking or saying.  Maybe it's too much Christmas Cake...?


+1 didn't mention this - thought it was too obvious ... wayyy too much brandy sauced pudding




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  # 1204525 27-Dec-2014 15:36
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I work in the Marlborough Community Center (CAB).  Family Budget Advice is, far and away, the fastest growing, most heavily used, organization that building.  In about eight years it has grown from one room to four rooms, and last time I heard (which was probably two years ago, they were up to 14 advisers.

Their entrance is directly across the corridor from us, so we see most of their clients arrive.  We are frequently asked where it is, and point to the big sign next to the people asking.  We are also frequently asked what time it closes, and point to the other BIG sign with the opening times.  The FBA advisers love to tell us that it is not rocket science, just basic maths.  It's just that the concept of budgeting does not seem to enter the heads of these people.

We have also heard of people in the mid seventies being given long term mortgages they have no chance of paying off, and the loaners telling FBA that they could not discriminate against people based on their age.  Of course the loaners have a house as collateral, and always come out on top.  People on long term benefits are another favourite for lenders because of their 'regular' income.  Once again, the lenders have safeguards and are the last people to suffer as a result of their bad decisions.

I can think of three people in their mid twenties who have casually walked into CAB this year, wanting to know how to go about declaring themselves bankrupt, as if it is  a get out jail free card! Not one of these had the slightest concern for the people they owed money to. 

But to answer the thread more succinctly, the young adults of today do tend to have a strong sense of entitlement, without a realistic idea of how they can pay for the things they crave.





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  # 1204538 27-Dec-2014 15:49
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I work for a finance company, and worked for anothet and a bank in the past. We used to have a rule, no to under 20's and over 60's. Unofficial of course, we had a long list of PC responses for customers.

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  # 1204541 27-Dec-2014 15:52
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But to answer the thread more succinctly, the young adults of today do tend to have a strong sense of entitlement, without a realistic idea of how they can pay for the things they crave.


Not just strong sense of entitlement, but also demand it without having done the hard work. I know of students loading their interest free loans with latest smart phones and cups of barista coffee. There is a need for quick gratification over items without budgeting or planning.

In reality there is nothing wrong with the concept or the social welfare system and yet I agree with the comments posted so far.



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  # 1204552 27-Dec-2014 16:06
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I know of students loading their interest free loans with latest smart phones and cups of barista coffee.


I'm not sure how easy it would be to get a high end smartphone, I haven't been a student for some time but course related costs used to be an easy $1000. However if they're drinking coffee instead of Double Brown or eating two minute noodles, what does it matter?

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  # 1204558 27-Dec-2014 16:24
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TLD: 

But to answer the thread more succinctly, the young adults of today do tend to have a strong sense of entitlement, without a realistic idea of how they can pay for the things they crave.



Careful with the stereotyping - not all young adults are like that.

I don't think it's solely because of easy access to credit.  There's a complex relationship between consumerism/credit, the infiltration of he American supposed "meritocratic" system, pervasive marketing - much of it based on fear, and encouraging the concept of spending "because I'm worth it".  This also over a time where family size has reduced and household disposable income has increased. Many kids are spoiled rotten, many aren't, and some are deprived.
The reverse side of meritocracy is that "if you don't have - then you didn't deserve it".  There is not much sympathy for the poor.  The circumstances of how you got it don't really matter - as they say, "you can see how big my house is - but you can't see the size of my mortgage".  Who'd want to portray themselves as a loser in the rat race we created?
Humility doesn't seem to be a virtue any more, narcissism boosts GDP.
It would be a bit rich for our (my) generation to turn around and blame young people these days for spontaneously creating a value system which some of us may see as flawed.   IMO, if there was ti be a stereotype applied, then they're conservative, and many have simply absorbed the value system that our generation sold them without much question.  It may not be their fault.

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