Got a month in the uk coming up and although I have dual citizenship I reckon its worth having some sort of travel insurance.
Any one done the run around of late and found the cheapest ?
The AA looks pretty good at $111
fizzychicken: My credit card always provides free travel insurance if I pay for the flight using it. One of the many things I always look for in a new card. At least in the UK direct medical cover isnt required, mainly item damage/replacement and/or repatriation etc. I would only bother with annual insurance if I was travelling loads and even then it sometimes isnt worth it (often hidden exclusions for multiple trips within a period). Used to work for columbus travel insurance in the UK, now work for a life Insurance company here (though not on the actual insurance side)....shop around as much as possible, aim for the exact cover you need, dont pay for what you dont need, read the exclusions brochure in full.
fizzychicken: My credit card always provides free travel insurance if I pay for the flight using it. ...
fizzychicken: My credit card always provides free travel insurance if I pay for the flight using it
Just check what your credit card insurance actually covers.... some of the cover can be a tad light.
invisibleman18: Southern Cross were good the one time I had to make a claim. Got sick in USA and ended up having to go to a Doctor and they insisted on mailing me an invoice even though I explained I would not be back home in NZ for another 3 months and could pay on the spot. My Mum back home received the bill and tried to pay it over the phone but for some reason the NZ credit card wouldn't go through so in the end my Aunt who lived in LA (who I was staying with at the time of going to the Doctor though by this stage I was in Europe) paid it with a US chequ and wasn't able to get a receipt. My Mum then reimbursed her according to the exchange rate on the day. When I returned home I reimbursed my Mum and wrote a letter to Southern Cross explaining all this, claiming for this amount and they paid out no questions asked. Thought I'd be out of luck without any form of receipt.
Is an English Man living in New Zealand. Not a writer, an Observer he says. Graham is a seasoned 'traveler" with his sometimes arrogant, but honest opinion on life. He loves the Internet!.
"free" credit card cover is pretty much always suboptimal
I normally always buy a SCTI travel policy myself