I run a small business which is my livelihood. My terms are payment up front before delivery, which has always worked. Anyway, the guy paid by cheque and the cheque bounced. I usually wait for the four day clearance but for some stupid reason I didn't on this occasion (kicking myself big time).
Anyway, I have phoned, emailed and texted him every week. I've had 7 promises of payment, none of which has happened. He is happy with the product and it has achieved his aim, so no question over quality. It comes to just over $400.
Any suggestions as to how I can this back? I threatened a debt collection agency last week and, again, he promised to pay, but hasn't.
Can anyone recommend a debt collector? It's not something I've had to do before. Other advice welcome.