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2336 posts

Uber Geek

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  # 1680390 1-Dec-2016 00:02
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Bobdn:

 

Pumpedd:

 

Moving all my banking to ANZ so as I can enjoy Apple Pay. 

 

Other big banks are pathetic and deserve to lose custom over this issue.

 

 

It is weird that the three other banks somehow thought they could get their own way with Apple.  Apple simply doesn't need them.  

 

 

 

 

Banks likely think they are a big fish here, but they are trying to mess with Moby Dick.


824 posts

Ultimate Geek


  # 1680394 1-Dec-2016 00:27
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lxsw20:

Bobdn:


Pumpedd:


Moving all my banking to ANZ so as I can enjoy Apple Pay. 


Other big banks are pathetic and deserve to lose custom over this issue.



It is weird that the three other banks somehow thought they could get their own way with Apple.  Apple simply doesn't need them.  



 


They likely think they are a big fish here, but they are trying to mess with Moby Dick.



I'm sure they'd rather sacrifice some earnings from these 3 banks rather than open the floodgates for all banks to demand similar.

 
 
 
 


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  # 1680403 1-Dec-2016 04:12
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Edited my post if it didn't make sense. I completely agree :)


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  # 1680413 1-Dec-2016 07:06
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Bobdn:

 

It is weird that the three other banks somehow thought they could get their own way with Apple.  Apple simply doesn't need them.  

 

 

Apple don't need the 3 banks in the most developed contactless payments market in the world? You make me laugh!

 

Apple need the big 3 far more than the big 3 need Apple.

 

 


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  # 1680414 1-Dec-2016 07:09
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lxsw20:

 

Bobdn:

 

Pumpedd:

 

Moving all my banking to ANZ so as I can enjoy Apple Pay. 

 

Other big banks are pathetic and deserve to lose custom over this issue.

 

 

It is weird that the three other banks somehow thought they could get their own way with Apple.  Apple simply doesn't need them.  

 

 

 

 

Banks likely think they are a big fish here, but they are trying to mess with Moby Dick.

 

 

CBA and Westpac are are the 10th and 11th biggest banks in the world. That hardly makes them a small fish.

 

 


437 posts

Ultimate Geek


  # 1680415 1-Dec-2016 07:12
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putting aside who needs who the most its glaringly obvious the banks will get nowhere trying to have access to the NFC chip.

To me it's just a giant waste of time for them.

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  # 1680452 1-Dec-2016 07:45
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PoHq: putting aside who needs who the most its glaringly obvious the banks will get nowhere trying to have access to the NFC chip.

To me it's just a giant waste of time for them.

 

The banks wanting access to the NFC chip isn't something they probably expect. Asking for that was to show up the hyprocrisy of Apple - Apple accused the banks of acting anti competitively and basically acting as a cartel wanting by wanting negotiate a better rate as a group. The banks know Apple won't open up NFC, but by asking for it and Apple refusing to open it up shows them acting in exactly the same way.

 

Nobody will win here, but it's going to mean until Apple are willing to negotiate they're only going to me a small player in most developed contactless payments market in the world. That must seriously hurt them.

 

 


 
 
 
 


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Ultimate Geek


  # 1680469 1-Dec-2016 08:05
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If the banks truly believe Apple need them more than vice versa they would just release a statement along the lines of Apple Pay will not be coming to our bank and here are the reasons. Once the stand off situation ensues and one party caved in it would then become obvious who needed who the most.

 

 

 

Not sure about this "hurting" Apple. I'd have to disagree there. It's a new potential revenue stream for them. Not an existing one that has been taken away.

 

 

 

 

 

 

 

 

 

 

 

 


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  # 1680471 1-Dec-2016 08:14
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PoHq:

 

 

 

Not sure about this "hurting" Apple. I'd have to disagree there. It's a new potential revenue stream for them. Not an existing one that has been taken away.

 

 

I disagree entirely. Aussie is the most developed contactless market in the world. I doubt there would be many, if any, who would use Apple Pay that don't already have a card with Paywave or Paypass on it. On that basis it's not going to grow their revenue stream, but will simply mean they're having to pay out more out of their interchange rates that have already just been slashed by the RBA.


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Ultimate Geek


  # 1680472 1-Dec-2016 08:16
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In other news whilst waiting for ASB and Apple Pay I attempted to set up my UK debit card over the weekend. Bank is TSB.

 

 

 

Loaded in card all looked good until I had to verify via phone. Tried the number and it was working hours only. I rang late on Monday night to get hold of them UK time working hours, went all through the security checks, got to the final one 10 minutes later and she said "you are almost ready to use Apple Pay. If I could just have the 4th and 6th digit of the code you set up in 2003"

 

 

 

Although I felt like hanging up I told the lady I had no idea and she is sending me another code.....via post.......will take 3 weeks.........the wait goes on.


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Ultimate Geek


  # 1680481 1-Dec-2016 08:25
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I see Android Pay has just launched with BNZ. A step in the right direction for NZ banks. Wrong bank and wrong platform for me but hey at least NZ banks are getting there.

 

 

 

Do any of the Aussie banks offer Android Pay? If not what is their excuse for that being that they have NFC chip access.


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  # 1680486 1-Dec-2016 08:34
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PoHq:

 

I see Android Pay has just launched with BNZ. A step in the right direction for NZ banks. Wrong bank and wrong platform for me but hey at least NZ banks are getting there.

 

 

 

Do any of the Aussie banks offer Android Pay? If not what is their excuse for that being that they have NFC chip access.

 

 

Yip lots of them https://www.android.com/intl/en_au/pay/participating-banks/ although most are via Cuscal since they're all small players compared to the big 4 (Cuscal are the ones doing Apple Pay)

 

All the big players have gone straight with HCE on Android since they've had HCE solutions in the market well before Android Pay even launched.

 

 

 

 

 

 


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  # 1680502 1-Dec-2016 09:08
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PoHq:

 

I see Android Pay has just launched with BNZ. A step in the right direction for NZ banks. Wrong bank and wrong platform for me but hey at least NZ banks are getting there.

 

Do any of the Aussie banks offer Android Pay? If not what is their excuse for that being that they have NFC chip access.

 

 

Not exactly the launch I was looking for. You need a flexi Debit visa card so standard credit cards cannot be used with Android pay...





My views (except when I am looking out their windows) are not those of my employer.

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  # 1680510 1-Dec-2016 09:14
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sbiddle: Aussie is the most developed contactless market in the world.

 

 

 

In the scheme of things, I don't see how this matters. The Australasian market for Apple would be a would be nice, not a critical to business development I would think. You're talking 28 million or so people, which is tiny really.

 

I see people using Apple Pay daily in London. I don't think I've ever seen someone using the Android equivalent. 


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Ultimate Geek


# 1680511 1-Dec-2016 09:14
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hairy1:

 

 

 

Not exactly the launch I was looking for. You need a flexi Debit visa card so standard credit cards cannot be used with Android pay...

 

 

 

 

 

 

Sigh.......it's getting so messy already.

 

 

 

You have to be on the right platform, with the right bank, have a VISA card not Mastercard with the right bank and now have a certain type of VISA card with the right bank.

 

 

 

 

 

 

 

 

 

 

 

 


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