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Mad Scientist
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# 140959 25-Feb-2014 14:34
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Of course I am moving because of seemingly better conditions and much cheaper rates compared to some private firms. Is there any reason why I shouldn't or would anyone say NZI (or whoever) is better?

For 150k contents I was quoted 535 PA (their best policy) with match carpet cover, $250 excess
For 950k rebuild (that was the highest I could ask for without spending money on goons with a tape measure) I was quoted 1300+ PA (their best policy) with no excess on glass, $450 excess

Hmm ...




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  # 994707 26-Feb-2014 10:19
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Have been with AMI for a number of years now; house, contents, cars and boat...no issues to date - including the loss of one car.



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  # 994711 26-Feb-2014 10:27
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thanks. would a change of ownership (IAG) make it any worse? (when one pays an insurance company the measure of a good one is one that pays out)




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  # 994722 26-Feb-2014 10:45
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If anything IAG buying AMI was the best outcome

IAG have also purchased Lumley so they're not short on cash it seems



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  # 994795 26-Feb-2014 12:56
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sweet ... savings +++ (i hope ... unfortunately you only know the answer if/when you make a claim)




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  # 994806 26-Feb-2014 13:16
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I've only had good experiences with AMI.

Had a couple of claims in the last 5 years. One of claims I was wondering if they might get a bit picky (my 5 year old caused significant damage, don't ask how!!) but they came through.

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  # 994813 26-Feb-2014 13:24
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One potential downside is that they're choosey about insuring specific makes & models of vehicle...

I note that you haven't mentioned motor vehicle insurance in your question, but you may find yourself having to shop around for another insurer if you ever buy a car that they don't approve of.

Just something to keep in mind :-)

(I just walked a potential $1m+ of coverage out their door last week because they were unable to accommodate a $30k vehicle)

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  # 994817 26-Feb-2014 13:35
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I was with AMI for years and found them really good, i only left them because they dropped the no excess on prescription glasses which in a family of 5 with 3 kids, all with glasses, is a necessity.




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  # 994818 26-Feb-2014 13:36
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They wouldn't insure turbo cars before I turned 25.

When I was 30 I went back to then with a Subaru sti of all cars ... no questions asked




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  # 994824 26-Feb-2014 13:38
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vexxxboy: I was with AMI for years and found them really good, i only left them because they dropped the no excess on prescription glasses which in a family of 5 with 3 kids, all with glasses, is a necessity.


Who are you with now?




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Master Geek


  # 994828 26-Feb-2014 13:44
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i heard carpet is covered under house policy now not contents is this correct

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  # 994869 26-Feb-2014 14:35
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joker97: They wouldn't insure turbo cars before I turned 25.

When I was 30 I went back to then with a Subaru sti of all cars ... no questions asked


Interesting; I had an Evo 3 insured through them, while I was mid 20's with zero issues...they didn't care about the modifications (full exhaust, chipped, high flowed turbo, boost controller, custom airbox, gauges, sounds); it was just list them on the policy and it's sorted...was expecting silly high premiums, but no dramas. Maybe they just know I am just a saint :)

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  # 994904 26-Feb-2014 15:29
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joker97:
vexxxboy: I was with AMI for years and found them really good, i only left them because they dropped the no excess on prescription glasses which in a family of 5 with 3 kids, all with glasses, is a necessity.


Who are you with now?


Tower




Common sense is not as common as you think.


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