Well new reserve bank rules came into play on 1st January 2019 and thanks to these new rules my Mortgage was declined as the deposit was too big!
Go Figure! Parents lawyers now involved
APPROVED by BNZ and was approved for more than I needed thanks to @Sidders80 Here on Geekzone
If you need a Mortgage and don't want to fuss about send him a DM, He kept me up to date and held my hand all the way thru the process
Now to get my $$$ out of the other bank and close my account