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192 posts

Master Geek
+1 received by user: 6

Topic # 231874 17-Mar-2018 20:11
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Looking for a good budgeting app. Had a look online and there is some where you can link to you banking app? With asb, don't know if they have one.

Is anyone using one or thoughts?

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895 posts

Ultimate Geek
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  Reply # 1979173 17-Mar-2018 20:15
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We use Goodbudget.  It doesn't link with the bank, but it does sync between devices (so my wife and I get the same view).


I've grown to like the non-bank-sync part.  It does mean you have to look at your phone and see how much is left in the groceries budget when you enter your receipt, rather than finding out you went over a day or two later.


690 posts

Ultimate Geek
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  Reply # 1979235 18-Mar-2018 00:01
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You can also quickly review this thread.

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955 posts

Ultimate Geek
+1 received by user: 194


  Reply # 1979251 18-Mar-2018 08:55
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I really recommend YNAB (referral link). Primarily for it's method, but the app and tool works well for me to be able to do it on the web and then the mobile app for entering transactions.


I don't like that it is an annual cost, but has completely transformed my financial awareness. Good podcasts about money etc too.


In theory it links to some banks but I think mainly overseas, but I prefer to enter each transaction as I go which is kind of the point to be aware of how much money you have left in each category before you spend it.



346 posts

Ultimate Geek
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  Reply # 1979473 18-Mar-2018 21:10
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+1 for Goodbudget.

I believe that anything that dragged the bank transactions in linked to the bank account would kind of defeat the purpose.

Manually recording the transactions as they occur and seeing your balances keeps you on track.

I pay for the extra envelopes in Goodbudget but you can try it for free.

175 posts

Master Geek
+1 received by user: 8

  Reply # 1979509 19-Mar-2018 08:08
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Another recommendation for YNAB (You Need A Budget).




I've been using it for just over a year now and it's completely transformed my financial outlook. I wish I'd started using it sooner!

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Uber Geek
+1 received by user: 675


  Reply # 1979515 19-Mar-2018 08:17
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I have been using YNAB for nearly five years and I find it really good.


I just do a manual data transfer and reconciliation every week, and it only takes about ten minutes.

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Uber Geek
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  Reply # 1979584 19-Mar-2018 09:48
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I use everypocket.


I use to use YNAB (steam copy) before it went to an online model and charge ~$85 a year (way too expensive IMO),  would be better if it were a monthly payment.


everypocket is pretty similar to YNAB, but its completely free.  it stores everything on the cloud so no syncing issues

232 posts

Master Geek
+1 received by user: 44

  Reply # 1979682 19-Mar-2018 11:09
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Thanks for the recommendations on everypocket and goodbudget. Will give both of them a try

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