GV27:Doing household bugets in anticipation of part of our mortgage coming off fixed and wee man going into daycare. Gone are any winter holiday, Sky, probably Spark Sport (I'll get F1 Pro instead, it's cheaper) and a bunch of other stuff that would have made winter a little more bearable.
I've had quite a bad run with winters in the last five or so years and SSAD (getting to work before the sun comes up and getting home after it goes down will do that) but doing daycare pick-ups will probably end up being good for me in that regard. And if I can swap my current toy for an EV then we can actually do more day trips instead of being stuck at home fretting about using petrol. So I don't know if it will be better, but at least it will be different. That's something.
Writing things down, making a plan and some sensible changes give you a feeling of taking power back and coping better. Times are becoming harder for most with covid and the war spiking up prices.
We always adjusted our mortgage to the times. When we needed more income we lengthened the term so repayments would be smaller and manageable and then any extra income saved we threw back at the mortgage in lump sums.
Have you considered buying a special light to treat SAD. These are very popular in the Northern countries where daylight is short. You can buy them for under $100 in NZ for a cheaper version.
https://www.healthline.com/health/sad-lamp
Hope things improve for you.