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  # 682315 6-Sep-2012 13:28
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clevedon:
martin85: Yeah, i have international driving licence. I am very good driver ( in the right lane only ;) ).


An international license is not a NZ driving license and I don't think anyone will finance you (and possibly insure you) into a vehicle if you don't have a NZ driving license.

And BTW, in NZ we drive on the left.


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  # 682318 6-Sep-2012 13:32
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johnr: MTF / Marac


+1

They (MTF) were cheaper than my bank.




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  # 682327 6-Sep-2012 13:39
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i stupidly got a car loan from the company the car yard used. didnt see some costs hidden in the fine print (including $800 for mechanical warranty and a $450 admin fee).

so +1 your bank, thats what they are there for. I didn't even think about using my bank at the time.

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  # 682461 6-Sep-2012 17:15
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I bought a motorbike via MTF years ago, and they certainly did seem to be one of the less painful finance outfits to deal with.

National Bank do a credit card which is essentially a card to use in lieu of HPs which has an 11% pa interest rate on it which starts accruing immediately (no 55 day leeway). It's a damn sight cheaper than the >20% that most finance outfits charge though.




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  # 683892 10-Sep-2012 15:05
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Cash
Personal Loan from Friend/Relative
Mortgage addition from Bank
Personal Loan from Bank
Shop around for Finance Co Loan

This table might help

http://www.interest.co.nz/borrowing/personal-loan



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