Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


2 posts

Wannabe Geek


Topic # 151005 10-Aug-2014 22:24
Send private message

Hi everyone, I have been living in NZ for more than 10 years and I had never have my car insured since I got full license in 2004. Everything seemed ok until last month I bought a new car and hit by a truck when parking in the car park. Though I finally got car fixed and the cost covered by the truck company who didn't want to use their insurance claim either, I felt the fixing cost is quite expensive and it is time to take a insurance with my new car.

It is much appreciated that if someone can advise me that which insurance company is best for car insurance in term of cost , ease of claim process and customer service: AA, AMI, State or Tower? Should I run to the bank where I have home loan with?

 

Create new topic


2 posts

Wannabe Geek


  Reply # 1106104 10-Aug-2014 22:26
Send private message

Google the internet and found the following article:

http://www.canstarblue.co.nz/banking-insurance/car-insurance/

Does anybody think the rating is reliable?

7674 posts

Uber Geek
+1 received by user: 2527

Subscriber

  Reply # 1106145 11-Aug-2014 05:23
Send private message

there is no best, everyone has different situations and different circumstances so whats best for one is not best for another.

its a case of ringing round and reading up of T&C's.

there will also be good and bad stories for each company

648 posts

Ultimate Geek
+1 received by user: 268

Subscriber

  Reply # 1106148 11-Aug-2014 06:31
Send private message

Who do you have your home/contents insurance with?
There's usually a discount for having all your policies in the one place.

2658 posts

Uber Geek
+1 received by user: 92


  Reply # 1106626 11-Aug-2014 17:29
Send private message

Medical Assurance Society - ensure my car & contents.  Never had a problem claiming from them.




HTPC: Intel i3-2100 / 12GB RAM / AMD HD7750 / 480 GB SSD / 58TB Storage / MediaPortal / MadVR / Win10
AVR: Pioneer Elite SC-LX87 220W 9.2 Ch AVR
Speakers: Wharfedale Jade 7 Fronts / Jade 2c Center / Jade 5 Rears
Subs: iNuke 3000dsp 3000W proamp with 4x 15" JBL Sealed Subs
Display: Samsung 60" UA60H6400 LCD TV
Accessories: Gefen HDMI Detective with splitter


2 posts

Wannabe Geek


  Reply # 1124038 8-Sep-2014 09:38
Send private message

Having worked in insurance for a number of years I can also tell you that there is no 'best' car insurer.  There are positives and negatives to all.  Do you want a company that will settle your claim really quickly but has a 'no frills' approach?  Or do you want an insurer who offers you benefits on things like keys & locks, window glass, rental cars etc etc?

2505 posts

Uber Geek
+1 received by user: 932

Subscriber

  Reply # 1124064 8-Sep-2014 09:51
Send private message

Most of the major insurers offer online quotes, so you can compare prices fairly readily. If you have existing home/contents/etc insurance with someone, you are likely eligible for a package discount if you get car insurance with them also. None are 'best', but some may be more suited to specific circumstances. You will also be able to find people who've had some sort of negative experience with any of the major insurers, but that doesn't mean that that insurer is bad - it may just have been bad circumstances. Personally, I find AA and State really good, have current vehicle insurance with both, and have had good experience both service-wise and price-wise from them. 




Windows 7 x64 // i5-3570K // 16GB DDR3-1600 // GTX660Ti 2GB // Samsung 830 120GB SSD // OCZ Agility4 120GB SSD // Samsung U28D590D @ 3840x2160 & Asus PB278Q @ 2560x1440
Samsung Galaxy S5 SM-G900I w/Spark

5792 posts

Uber Geek
+1 received by user: 1727

Trusted

  Reply # 1124068 8-Sep-2014 09:56
Send private message

ASB insurance is very good for me. Quite flexible.
Good rates for my car.




Steam: Coil (Same photos as profile here)
Origin: Scranax
Currently playing on PC: Rust, Subnautica, CS:GO, AOE2 HD, BeamNG Drive, BF1.


1383 posts

Uber Geek
+1 received by user: 76


  Reply # 1124075 8-Sep-2014 09:59
One person supports this post
Send private message

I've got AA myself. You can probably find cheaper if you shop around, I found in the end, its usually not worth the hassle in terms of customer service - thats where these big companies are more worth it I reckon. I went ahead and got AA membership as well and that has helped me out when I have gotten stuck a couple of times. 

916 posts

Ultimate Geek
+1 received by user: 222

Subscriber

  Reply # 1124267 8-Sep-2014 13:23
Send private message

I have Toyota Insurance, they were one of the cheapest but the main benefit of it is if my car is a write-off in the first 3 years I get a brand new one (I think it only applies to brand new Toyotas). Not sure if it was salesman BS but they also claim that they were the first to pay out people who had cars stuck in carparks in Chch after the earthquakes, another selling point for me as I was living in Chch at the time.

237 posts

Master Geek
+1 received by user: 29

Subscriber

  Reply # 1124278 8-Sep-2014 13:30
Send private message

I have used State, AMI and now AA
I always shop around when it comes to renewal time.

I was with AMI and they couldnt match the price that the AA was quoting.  
So switched to AA.

But again this can change for me next year


14102 posts

Uber Geek
+1 received by user: 1790


  Reply # 1124298 8-Sep-2014 13:38
Send private message

Many are also owned by the same parent company. eg AMI was purchased by the company that owned state. So you will find that many will have very similar terms.

Create new topic

Twitter »

Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Microsoft Dynamics 365 Business Central launches
Posted 10-Jul-2018 10:40


Spark completes first milestone in voice platform upgrade
Posted 10-Jul-2018 09:36


Microsoft ices heated developers
Posted 6-Jul-2018 20:16


PB Technologies charged for its extended warranties and warned for bait advertising
Posted 3-Jul-2018 15:45


Almost 20,000 people claim credits from Spark
Posted 29-Jun-2018 10:40


Cove sells NZ's first insurance policy via chatbot
Posted 25-Jun-2018 10:04


N4L helping TAKA Trust bridge the digital divide for Lower Hutt students
Posted 18-Jun-2018 13:08


Winners Announced for 2018 CIO Awards
Posted 18-Jun-2018 13:03


Logitech Rally sets new standard for USB-connected video conference cameras
Posted 18-Jun-2018 09:27


Russell Stanners steps down as Vodafone NZ CEO
Posted 12-Jun-2018 09:13


Intergen recognised as 2018 Microsoft Country Partner of the Year for New Zealand
Posted 12-Jun-2018 08:00


Finalists Announced For Microsoft NZ Partner Awards
Posted 6-Jun-2018 15:12


Vocus Group and Vodafone announce joint venture to accelerate fibre innovation
Posted 5-Jun-2018 10:52


Kogan.com to launch Kogan Mobile in New Zealand
Posted 4-Jun-2018 14:34


Enable doubles fibre broadband speeds for its most popular wholesale service in Christchurch
Posted 2-Jun-2018 20:07



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.