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  Reply # 1109146 15-Aug-2014 15:48
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I just had a thought,
To the OP, You are flatting right?, do you have contents insurance?, if so it will also likely include public liability insurance, talk to them about seeing if you can use this in this case. 

(Any Insurance brokers out there got a view on if this would work?, I can't see why not, it is damage to somone's propery caused by your actions, just like if you kicked the car door while drunk in the street)

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  Reply # 1109341 15-Aug-2014 22:13
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As a side note why should he have to pay for the insurance company's rental car? That's a service the insurance company had with the client and the client has paid the insurance company for.

 
 
 
 


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  Reply # 1109344 15-Aug-2014 22:23
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if he has no 3rd party car you think he has contents?

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  Reply # 1109345 15-Aug-2014 22:24
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TimA: Mate of mine slammed a late model car in his 7 series BMW drift barge, almost 40k it cost with no insurance.


i almost choked.

what gives?

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  Reply # 1109350 15-Aug-2014 22:44
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sdav: As a side note why should he have to pay for the insurance company's rental car? That's a service the insurance company had with the client and the client has paid the insurance company for.


It's not a "rental" it was the hire of a replacement taxi so the driver doesn't lose his income. In my 1970 case the taxi driver claimed $2000 loss of income while his cab was off the road.

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  Reply # 1109685 16-Aug-2014 21:37
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Why would you not be liable for the rental car costs?




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  Reply # 1109730 16-Aug-2014 23:34
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Really feel for ya, but cars aren't cheap to repair. Get the quote looked at by other repairers to double check, but I doubt it'll be much.

Someone hit my car a few years ago. Looked like a few scratches but ended up being like $1.4K for my 2001 Nissan Primera to get the door and front bumper buffed and shaped back to normal, I think the light cover had to be replaced too IIRC. Made me nearly consider my career options when I saw the quote.  Other driver had no insurance either. Went to disputes tribunal because she wouldn't pay up, and she ended up having to pay $10 a week I think, and Vero was nice enough to accept that and be done with it. Fingers crossed perhaps the insurance company will do the same for you if you plead your case well enough to the right person?

Good luck :)




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