Geektastic: <snip> Additionally, I would support young drivers being required to have fully comp insurance with medical cover and the ACC should be obligated to sue them for any medical costs they force the public purse to bear as a result of their driving until they have had a full licence for 5 years. <snip>
Wonderful in theory
Unfortunately strict regulations don't always solve problems.
During World War One, in the early days of military aviation, one earth-bound "Colonel Blimp" (who had never even sat in an aircraft and preferred horses) famously issued an edict that pilots were not allowed to crash their 'planes, and would be severely punished for doing so.
He seems to have overlooked the fact that most pilots died when they crashed - aircraft at the time were unreliable wooden death-traps. The odds were much better if you fell off your horse.