billgates: Sorry to hear that @SaltyNZ

Did someone crash into your car while your car was parked or you were driving it and some rear ended your car?

What would be the total payout your insurance would make if they do write it off and how much more extra $ can you add on top of payout? Would Kia EV6 LR or MG4 X Power meet the budget?

In traffic on Hibiscus Coast Highway heading north. I was stationary in the right hand lane because everyone was stopped. There was a bus about three car lengths ahead of me in the left lane, also stopped. I had just enough notice to plant my foot to the floor on the brake when the other car came in from the left, hitting my left rear with his front right.

He bounced off to the left, rolled, clipped the corner of the bus and righted again just as the slide was stopping. That car is a write off for sure, the whole front and roof are destroyed. The bus only had minor damage so after making sure everyone was ok and taking details, he continued on his run.

Poor kid - I spoke to his (I think) aunt just as I was leaving. She said he had been the one to find his uncle at 1am that morning having had what they first thought was a stroke but turned out to be a heart attack. So he's been awake since 1am, with that stress on his mind all day, did a full day's work and was driving home in stop-start traffic. Lost concentration for a split second; I guess he thought he would go around the stationary bus and just didn't see the black car in the other lane until it was too late. His first car accident - lucky the limit there is 60.

Worse still, it was his mum's car he was borrowing because his was getting new tires.

Also first car accident for my daughter who was in the passenger seat. They say history doesn't repeat but it does rhyme. When my sister was my daughter's age, she was in the passenger seat when numbnuts decided to stop in the middle of Parramatta Road to look at used fridges. In that case though I was hit so hard from behind that I was pushed into the car in front hard enough to push him into the car in front of him.

The EV6 is another I would look at but I prefer LFP batteries if possible and I don't think any EV6 models have them. They last longer (as an ex-Leaf owner, that's pretty important to me!), they're safer, they don't care if you charge them to 100% every day, and they have no cobalt so the utebros can't "herpderp child labour!" you about them.

I wouldn't do the MG4 if for no other reason than my wife hates them. The somewhat flaky nature of charging on the ZS makes me a bit hesitant to get another MG also.