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Fat bottom Trump
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  # 1721498 16-Feb-2017 19:26
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For those who wonder why everything in New Zealand is so expensive, and everything in America is so cheap, I thought the following excerpts from an American email I received might be enlightening:

 

“I went to the eye doctor a couple weeks ago and picked up my new glasses today. The doctor was a nice guy, but it still cost me too much. Our Obamacare program is something I still don't understand. Hopefully, whatever Trump replaces it with will be better. We have 3 levels of plans to choose from - Bronze (lowest), Silver (mid), and Gold (top). Last year I had a bronze plan because it cost the least, but still about $300/month. On top of that, it had a $7000 deductible, and a supposed $7000 annual out-of-pocket maximum, although what applies to your 'out-of-pocket' limit is only PART of what you pay out of pocket. For instance, if you have to pay $100 for something, maybe only $30 of that will count towards you $7000 annual out-of-pocket maximum. So to hit the maximum, at which point everything is covered in full, you actually have to spend something like $15,000. Crazy, huh?

 

“This year, I decided to opt for a silver plan, at $500+ per month, thinking that would make the procedures I need to pay for cheaper. So far...nope. I have a lower deductible, around $2200 I think, but I still seem to have to pay for most things myself. Hopefully, by the end of the plan year, I'll actually get some things paid for by the insurer, and not me! I tell you this, because my $500/monthly fee got me a $20 eye exam, but NO discount on the glasses themselves, which were $200, and only that "cheap" because I used a pair of existing frames. So that $200 that I had to pay out-of-pocket, almost certainly will NOT apply towards my annual out-of-pocket maximum. Really annoying, and really stupid. I don't actually pay $500 a month because I get subsidies from the government since I don't earn enough to pay for it myself, but I still end up paying $330/month, and it was around $200/month for the bronze.

 

“Anyway, now I have a dentist appt. this Friday (not covered by my health insurance, naturally, I'm paying $46/monthly extra for it), followed by another eye appointment next week because part of my exam included a procedure where they dilate your pupils and check for some type of disease. I couldn't have that done in the first go-around, since I had driven myself there, and your vision is supposed to be blurry for about 5 hours afterwards.”

 

 





I reject your reality and substitute my own. - Adam Savage
 


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  # 1721506 16-Feb-2017 19:51

Not sure where you're going with that... US have high healthcare costs, so it's subsidising every other industry so things are cheaper?

 

Or is NZ subsidising everything just to make healthcare more affordable?

 

Anyone want to call upon NZ doctors see what they think of such statement? If anything, doctors and healthcare sector in NZ is suffering as well, by paying excessive prices for many things.

 

I get why the US have cheaper prices, and I actually do get why NZ retailers charge such amount.

 

In the US, if you work hard, you sell more, you will earn more.

 

In NZ, the difference between having a business making an ok living, and monopolising an entire sector to make mega bucks is probably quite laughable.

 

So you might as well sell less, kick up your feet and take it easy. At the end of the day, selling 2 units at $300 is better than selling 20 units at $280. I get it.

 

But let's not kid ourselves that this is to the consumer's benefit, or it's being subsidised by something, or kiwi special pricing doesn't exist.

 

I call it the Kiwi Premium, it's for the privilege of living a kiwi lifestyle. Less materialistic I suppose?


 
 
 
 


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  # 1721507 16-Feb-2017 19:51
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Australia health insurance: $100 a month, everything free. Free dental, free glasses, free massage!





Swype on iOS is detrimental to accurate typing. Apologies in advance.


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  # 1721548 16-Feb-2017 21:03
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alliao:

 

Not sure where you're going with that... US have high healthcare costs, so it's subsidising every other industry so things are cheaper?

 

Or is NZ subsidising everything just to make healthcare more affordable?

 

Anyone want to call upon NZ doctors see what they think of such statement? If anything, doctors and healthcare sector in NZ is suffering as well, by paying excessive prices for many things.

 

I get why the US have cheaper prices, and I actually do get why NZ retailers charge such amount.

 

In the US, if you work hard, you sell more, you will earn more.

 

In NZ, the difference between having a business making an ok living, and monopolising an entire sector to make mega bucks is probably quite laughable.

 

So you might as well sell less, kick up your feet and take it easy. At the end of the day, selling 2 units at $300 is better than selling 20 units at $280. I get it.

 

But let's not kid ourselves that this is to the consumer's benefit, or it's being subsidised by something, or kiwi special pricing doesn't exist.

 

I call it the Kiwi Premium, it's for the privilege of living a kiwi lifestyle. Less materialistic I suppose?

 

 

You have lost me. Read her post again


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  # 1721623 16-Feb-2017 23:39
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I don't get the point of the post either. Comparing the NZ health system, which is far from perfect but superior to the US system. We have a state funded and run health system in NZ, as it is paid for out of our taxes. Some people may decide to pay for private insurance on top of that, which may or may not have much benefit depending on what you need doing


Fat bottom Trump
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  # 1721625 17-Feb-2017 00:05
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My post didn't have a particular point and I wasn't trying to make any direct comparisons. I just thought it was interesting to see things in a slightly different light. Not everything is super-expensive here and super-cheap in the US. Some things cost more, some cost less. I'm not sure how it works out overall but there are positive and negative aspects to both places. For my part, I prefer it here even with the higher prices of some things.

 

 

 

 





I reject your reality and substitute my own. - Adam Savage
 


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