* Getting on the bus first at front of queue and our then starting to look for money (a bastard for people waiting outside when it's raining)
I find in Auckland, AT card users will just board the bus anyway and make their way through the small gap (usually the cash payer will stand closer to the driver). I usually do this, although I am quite skinny so it's not a big problem for me.
I do think AT needs to get on with converting high usage routes to AT card only operation during the peak. Double-decker routes on weekdays between 6-9 and 3-6 would be a good start.