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420 posts

Ultimate Geek


  # 1174893 13-Nov-2014 06:54
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I'd suggest that for most people it would have an opposite effect. Higher house values only affect you in the positive once you sell, until then you have higher property taxes, higher insurances and potentially a bunch of other value affected expenses, making most worse off.

Also worth noting that people usually buy in the same market as they are selling, so they got more for their house and paid more for the one they subsequently bought. 

1. People that don't own a home stop trying to save for a deposit as they think it's out of their reach. They end up spending it all instead of saving some of it

2. People that do own a home "feel" wealthier because of the rising equity in it and borrow against it for that new car, boat, boob job etc... The Bank's are happy to lend as your LVR is only 40% and at 6% p.a. interest it's much cheaper than hire purchase. 

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  # 1174897 13-Nov-2014 06:59
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sounds true enough!

Involuntary autocorrect in operation on mobile device. Apologies in advance.


85 posts

Master Geek


  # 1174906 13-Nov-2014 07:23
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joker97: do we celebrate black Friday? or US only?

Click Monday would be as close as it gets to Black Friday here, no big sales events on the Friday anyway. There will likely be retailers leveraging off of the publicity though, so could be a few sales around none-the-less.

2812 posts

Uber Geek

  # 1174914 13-Nov-2014 07:42
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Yes. Some paves here do a black Friday sale. It tends to just be a couple of online computer retailers and that is it though.

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425 posts

Ultimate Geek

  # 1180307 20-Nov-2014 19:46
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kiwijunglist: Yes. Some paves here do a black Friday sale. It tends to just be a couple of online computer retailers and that is it though.

Many of those which do do Black Friday seem to do it early anyway. E.g. this year PBtech, Playtech seem to planning it tomorrow. I used to laugh, but thinking more, it's perhaps not surprising. They lock in buyers well before the US deals (Black Friday in NZ on the same day as US would of of course be earlier, but it's perhaps still too close).

BTW, IMO the 2TB portable at WHS wasn't too bad at $139 (at least better than normal prices at other NZ stores, unlike some other deals) although nothing amazing (it was at Noel Leeming a few days later for the same price). I'm sure US prices are a fair amount less probably even after shipping but then you need to consider warranty etc.

85 posts

Master Geek


  # 1181815 23-Nov-2014 23:45
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A number of Click Monday deals have been made available early, nothing spectacular, but just in case anyone was interested.

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