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  # 2129771 19-Nov-2018 19:16
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tripp: P20 pro in black is available

 

So tempting!





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  # 2129772 19-Nov-2018 19:18
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The P20 I am after the dual sim versions ... OTOH picked up 2x 2TB standard HDDs.  Nothing exciting.  Am also down to 3GB on my data drive.  


 
 
 
 


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  # 2129774 19-Nov-2018 19:19
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Nice, picked up the Sennheiser Momentum 2, the Apacer 120GB SSD and a 32GB SD card to top up for free shipping.


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  # 2129775 19-Nov-2018 19:19
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Oblivian:

 

And now POLI has gone offline..

 

*inserts comment here about using a site which does a MITM on your internet banking therefore voiding your T&C's with your bank*





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  # 2129777 19-Nov-2018 19:22
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michaelmurfy:

 

Oblivian:

 

And now POLI has gone offline..

 

*inserts comment here about using a site which does a MITM on your internet banking therefore voiding your T&C's with your bank*

 

 

I know right..

 

But given they scam you out of savings using the CC... its not sending me an auth code to verify the payment so ANZs protection is working.. kinda? lol


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  # 2129778 19-Nov-2018 19:24
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Or I could read the FAQ to fix it..

 

 


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  # 2129781 19-Nov-2018 19:27
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michaelmurfy:

 

Oblivian:

 

And now POLI has gone offline..

 

*inserts comment here about using a site which does a MITM on your internet banking therefore voiding your T&C's with your bank*

 

 

 

 

How does POLi even make money? Im guessing bank to bank transfer is cheaper than credit card fees or something(so you are paying POLi and they pay the retailer with a smaller fee and pocket the difference)..


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  # 2129809 19-Nov-2018 20:58
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michaelmurfy:

 

Oblivian:

 

.

 

*inserts comment here about using a site which does a MITM on your internet banking therefore voiding your T&C's with your bank*

 

 

 

 

I always change my banking password immediately after using it. Also only use it with a bank and account with just enough money in the account


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  # 2129810 19-Nov-2018 20:59
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loceff13:

 

How does POLi even make money? Im guessing bank to bank transfer is cheaper than credit card fees or something(so you are paying POLi and they pay the retailer with a smaller fee and pocket the difference)..

 

 

Poli charge the merchant 1% (capped at $3), which is a lot cheaper than processing CC payments.


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  # 2129839 19-Nov-2018 22:00
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I thought about buying a Macbook Pro but worked out that buying it in Australia would still be cheaper.






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  # 2129841 19-Nov-2018 22:06
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Sale extended until 9.30 AM Tomorrow!

 

Tell everyone!! 






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  # 2129854 19-Nov-2018 23:06
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just read they added more p20s, blah, bad timing and their horribad system. never mind someone will have a sale on it.


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  # 2129855 19-Nov-2018 23:07
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Oblivian:

 

I know right..

 

But given they scam you out of savings using the CC... its not sending me an auth code to verify the payment so ANZs protection is working.. kinda? lol

 

mattwnz:

 

I always change my banking password immediately after using it. Also only use it with a bank and account with just enough money in the account

 

Just no no no no no.

 

As most of you know - I do work for a bank and I do work on the team that manages Internet Banking (among other apps). If you like using a service that logs into your IB from Amazon AWS in Sydney (which makes it incredibly easy for the bank to flag this which voids your half of the T&C's) and also like them quickly grabbing the last transactions on your account and other details then be my guest. 2.5% or whatever PB charge for a credit card payment is cheaper than getting your accounts compromised and the bank not covering you. Furthermore, all transactions are final unlike credit cards and can't be reversed. So, if lets say you use POLi on a Jetstar flight and they cancel on you then tough luck. With credit cards you can log a dispute for this and likely get your money back.

 

I've heard all the excuses but I see the requests that POLi put through to the IB platform and it isn't pretty. Changing your password does nothing, if you've used POLi multiple times then you've voided the T&C's.

 

No, not going to get into the discussion about the bank making money via credit card fees, interchange fees or anything because that isn't the reason for banks hating this service. There is legitimate and serious security concerns on this service and the fact they reverse engineer and screen scrape internet banking makes it all the more dodgy. Trust me here... This is also the last I post about it in this thread as it is off topic but I feel important to know.





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  # 2129921 20-Nov-2018 08:16
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michaelmurfy:

 

Trust me here... This is also the last I post about it in this thread as it is off topic but I feel important to know.

 

 

 

 

Thanks.  Appreciate the info.


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  # 2129922 20-Nov-2018 08:18
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TeaLeaf:

 

Im not sure what the fuss is about pricing.

 

 

 

 

My wonder was around it's legality.  

 

Yes, anyone can check pricing via comparison sites and historical data, but the 'fuss' was that these guys have a history of this.


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