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Ultimate Geek


# 257352 27-Sep-2019 12:52
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Dear zoners,

 

 

 

can I use my kiwibank EFTPOS card for shop purchases and/or ATM withdrawls?

 

I'm not asking about VISA/mastercard cards.

 

 

 

Cheers.


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  # 2329646 4-Oct-2019 14:38
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old3eyes:

I discovered this when I was there in July. Unlike NZ every man and their stall takes a credit card but only Ozzy EFTPOS cards.

 

It's a totally different network. eftpos is not EFTPOS. eftpos (Payments Australia Limited) is a consortium owned by the banks, major retailers, and a couple of second-tier payment providers. It charges an interchange fee per transaction of roughly 15c, and has functionality such as online eftpos, contactless and mobile wallets (Apple/Google Pay). EFTPOS (NZ Limited) is a subsidiary of Verifone (the terminal manufacturer) and charges no interchange, but has none of the "extra features" of eftpos.

 

An Australian eftpos terminal simply cannot route a transaction involving an EFTPOS card (and vice-versa).


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