So you want me to explain how people coming here were able to buy houses 10 - 12 years ago? I'll start with "houses were a lot cheaper then" and now own several because boomers keep voting for councils and Govts which entrench their ability to invest in property at the expense of young people?
And it's rich to accuse Kiwi millennials of being entitled, given we've got a generation that gets money for turning a certain age profiteering of us. But that's cool. I'm sure people totally put off having kids and families forever because we have too much smashed avo on toast, and not because the older generations keep tilting the playing field in their favour.
You not getting my point. They did not buy houses 10-12 years ago. 10-12 years ago they had nothing, not a dollar to their name. They bought houses after that, saved hard, and bought first house in the last 2-3 years. In other words, these people were worse off that you.