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  #2078372 24-Aug-2018 11:07
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Fred99:

 

Materials have to meet a minimum standard for expected durability in the conditions.  IIRC that's 15 years for roofing materials for example.  If it's rooted in 20 years, you need to reroof.  If you'd paid a little bit more originally, for a heavier grade of steel and better coatings etc, that roof may twice as long despite costing only maybe 20% more.  False economy - but of course people flick off houses quickly - you're probably not going to recover that extra 20% you paid when you build a house, buyers don't really notice or don't care - so long as it looks okay when they buy it.

 

 

Sure, OK. So presumably if you Support Kiwibuild, then you would support the Government building those houses to the highest standard, which of course would reduce the maintenance, but likely increase the price by some unlikely insigificant amount. There are already complaints that the increases already suggested make these houses "unaffordable".

 

I don't see Kiwibuild helping people, just costing the tax payer huge money, with some people about the recieve a massive windfall when they resell on the open market.


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  #2078379 24-Aug-2018 11:12
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MikeB4:

 

rjt123: Btw insurance is a legal obligation if u have a home loan, surely if your house is freehold then u can put a small fraction of your mortgage repayments towards insurance.

 

 

 

yeah and circumstances never change and crap never happens does it.

 

 

Which is why, people who can't afford to buy a house AND maintain it, shouldn't own houses.

 

Crap does happen, and sometimes people need to change their circumstances, which in some situations require selling the house and renting, until their situation improves.

 

Banks are usually REASONABLY accomodating if there is a short term shortfall. I personally know of people who have arranged payment holidays with only interest being required. If the problem continues for longer term, then drastic action is required.

 

 

 

 

 

 


 
 
 
 


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  #2078400 24-Aug-2018 11:45
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MikeB4:

rjt123: Btw insurance is a legal obligation if u have a home loan, surely if your house is freehold then u can put a small fraction of your mortgage repayments towards insurance.


 


yeah and circumstances never change and crap never happens does it.



Strange circumstances when u can afford to hold onto your house that might be worth $500k but can't pay insurance of $1200 a year.

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  #2078433 24-Aug-2018 12:04
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networkn:

 

Fred99:

 

Materials have to meet a minimum standard for expected durability in the conditions.  IIRC that's 15 years for roofing materials for example.  If it's rooted in 20 years, you need to reroof.  If you'd paid a little bit more originally, for a heavier grade of steel and better coatings etc, that roof may twice as long despite costing only maybe 20% more.  False economy - but of course people flick off houses quickly - you're probably not going to recover that extra 20% you paid when you build a house, buyers don't really notice or don't care - so long as it looks okay when they buy it.

 

 

Sure, OK. So presumably if you Support Kiwibuild, then you would support the Government building those houses to the highest standard, which of course would reduce the maintenance, but likely increase the price by some unlikely insigificant amount. There are already complaints that the increases already suggested make these houses "unaffordable".

 

I don't see Kiwibuild helping people, just costing the tax payer huge money, with some people about the recieve a massive windfall when they resell on the open market.

 

 

I don't support Kiwibuild.


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  #2078501 24-Aug-2018 13:27
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https://spy.nzherald.co.nz/spy-news/clarke-gayford-takes-on-board-aussie-s-advice/

 

If they think she is so great, they can have her. I'll even help her pack and give her a ride to the airport :)

 

 

 

 


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  #2078510 24-Aug-2018 13:39
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networkn:

https://spy.nzherald.co.nz/spy-news/clarke-gayford-takes-on-board-aussie-s-advice/


If they think she is so great, they can have her. I'll even help her pack and give her a ride to the airport :)


 


 



She gets a discount rate for a crown limousine 😆

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  #2078513 24-Aug-2018 13:40
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rjt123:
networkn:

 

https://spy.nzherald.co.nz/spy-news/clarke-gayford-takes-on-board-aussie-s-advice/

 

 

 

If they think she is so great, they can have her. I'll even help her pack and give her a ride to the airport :)

 

 

 

 

 

 

 

 

 



She gets a discount rate for a crown limousine 😆

 

It will cost me a lot less to pay for her limo than for her to stay here, so I am ok either way.

 

 


 
 
 
 


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  #2078629 24-Aug-2018 16:29
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So I watched the press conference JA gave with the press announcing Claire Curran has been removed from Cabinet. In my view, with her history, Clare Curran should have been removed full stop. I do wonder what mistakes someone has to commit under her leadership to get the sack...

 

I was somewhat impressed with her handling of the questions around the leak of Simon Bridges expenses and she showed good control in not trying to make something out of it. Her suggestion it be handled carefully and sensitively seemed appropriate. I also thought she was quite reserved (but I thought quite diplomatic) but seems hopeful that as a result of the new PM in Australia we might get better relations with Australia. I don't think we will.

 

 

 

 

 

 


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  #2080176 28-Aug-2018 11:01
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Jacinda's decision to appoint a business direction group seems a sound acknowledgement that confidence in businesses is pretty low (which is an improvement on denying it's an issue with thier fingers in their ears). Having said that, appointing Luxon, who works for the National Airline which is 50% owned by the Government seems a pretty average choice.

 

I think Luxon has improved AirNZ's profitability, but at the expense of a lot of the good work done by Fyfe (who personally I think would have been a far better choice for this role) in making NZ a world class airline, and has undone a lot of the work Fyfe did to make AirNZ a more user friendly carrier.

 

I hope I am wrong and Luxon does an outstanding job, but I have my doubts. I don't see much coming out of this for SMB's as I suspect this will be a panel of mainly large business leaders.

 

 

 

 


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  #2080182 28-Aug-2018 11:18
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So, that’s working group #153 then....

When will we see some governance or leadership from these novices?

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  #2080265 28-Aug-2018 13:27
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Reciprocity: So, that’s working group #153 then....

When will we see some governance or leadership from these novices?

 

To be fair, I think this isn't exactly a working group, but rather a taskforce with an ongoing pervue to report to the Government and make recommendations about how it can better interact with business. If executed properly, I see it being a positive thing. I just have doubts about whether it's going to interact with SMB's who are the ones who really need the most help. Reducing compliance cost, simplifying requirements and streamlining processes.

 

 


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  #2080327 28-Aug-2018 15:28
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So - the PM has no new policy for growth in her ‘’major economic speech”, just another working group / taskforce / whatever-label-you-choose. Business wants certainty & growth supporting policy, not to be told again that their problem is just that they don’t understand the govt

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  #2080341 28-Aug-2018 16:18
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Reciprocity: So - the PM has no new policy for growth in her ‘’major economic speech”, just another working group / taskforce / whatever-label-you-choose. Business wants certainty & growth supporting policy, not to be told again that their problem is just that they don’t understand the govt

 

She keeps saying she wants to change the economic agenda away from growth driven by speculation on houses and immigration (Her words on AM show today) to something else. 

 

That a fairly clear rejection of the status quo (for better or worse)  But ... it's very unclear what she wants the future economic agenda to be?

 

 





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  #2080342 28-Aug-2018 16:20
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networkn:

 

https://spy.nzherald.co.nz/spy-news/clarke-gayford-takes-on-board-aussie-s-advice/

 

If they think she is so great, they can have her. I'll even help her pack and give her a ride to the airport :)

 

 

We could give them Helen Clark?  She clearly needs something to do, based on her recent media exposure.





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#2080456 28-Aug-2018 21:11
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networkn:

 

It will cost me a lot less to pay for her limo than for her to stay here, so I am ok either way.

 

 

We've already established that you hate Jacinda Ardern. You don't need to spam this thread a million times with the same one-liners that say nothing else other than the fact that you dislike her. 

 

And this is coming from a political centrist who will never vote for Labour, New Zealand First or National for that matter. 

 

 

 

 


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