Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


View this topic in a long page with up to 500 replies per page Create new topic
1 | 2 | 3 
Kyanar
3214 posts

Uber Geek

Trusted
Subscriber

  #714431 8-Nov-2012 22:57
Send private message

Behodar: Well judging by Steve's post it appears that it won't work with my debit card anyway, which could partially explain lack of information :)

Edit: I'm with Westpac.


Westpac only offer NFC on Mastercards, not Visas.

DravidDavid
1894 posts

Uber Geek


  #714458 9-Nov-2012 01:39
Send private message

Pay-wave seems dangerous to me. Someone could steal my card, clean my account and be out of town before I realised!

 
 
 
 


sbiddle
29274 posts

Uber Geek

Moderator
Trusted
Biddle Corp
Lifetime subscriber

  #714476 9-Nov-2012 06:45
Send private message

DravidDavid: Pay-wave seems dangerous to me. Someone could steal my card, clean my account and be out of town before I realised!


Fraud levels in Australia have reduced with both with chip+PIN and NFC.

Paywave offers the same liability guarantee as any other credit card payments so that's never going to happen.


Jeeves
302 posts

Ultimate Geek


  #714561 9-Nov-2012 10:55
Send private message

DravidDavid: Pay-wave seems dangerous to me. Someone could steal my card, clean my account and be out of town before I realised!


The max limit is $80, which you would get refunded if it was indeed stolen.

Benjip
744 posts

Ultimate Geek

Subscriber

  #714678 9-Nov-2012 13:50
Send private message

I used Paywave (ASB Visa Debit) for the first time at BP the other day. So quick and easy. I just wish more retailers would hurry up and upgrade.

DravidDavid
1894 posts

Uber Geek


  #715097 10-Nov-2012 11:59
Send private message

At least with a credit/debit card, of you don't have a pin, you're stuffed. Even if the 80 dollars is refundable...what about when the the thief makes six 80 dollar is?

As far as convenience goes...punching in a 4 digit code is not that bad considering the extra security it provides.

sbiddle
29274 posts

Uber Geek

Moderator
Trusted
Biddle Corp
Lifetime subscriber

  #715100 10-Nov-2012 12:07
Send private message

DravidDavid: At least with a credit/debit card, of you don't have a pin, you're stuffed. Even if the 80 dollars is refundable...what about when the the thief makes six 80 dollar is?

As far as convenience goes...punching in a 4 digit code is not that bad considering the extra security it provides.


If the thief makes 6 x $80 purchases you're still coverec by your credit card liability cover.

The vast majority of fraud isn't carried at at bricks and mortar premises or ATM's where the extensive use of CCTV means you will be identified. It's carried out online or via terminals in another country. Your PIN doesn't offer any protection in either of these situations.

 
 
 
 


Delorean
217 posts

Master Geek

Lifetime subscriber

  #715106 10-Nov-2012 12:17
Send private message

All Visa and Mastercards inc the Debit Visa from ANZ are now pay pass or pay wave enabled. Of course you need to have your existing card replaced to get it.

Johnk
692 posts

Ultimate Geek

Trusted
Subscriber

  #715370 11-Nov-2012 08:38
Send private message

Kind of off the point of slow transactions, but any one have a good idea why ANZ Australia have limit set to $100AUD ($127NZD) or less for contactless transactions yet here its $80NZD?

sbiddle
29274 posts

Uber Geek

Moderator
Trusted
Biddle Corp
Lifetime subscriber

  #715390 11-Nov-2012 09:42
Send private message

Johnk: Kind of off the point of slow transactions, but any one have a good idea why ANZ Australia have limit set to $100AUD ($127NZD) or less for contactless transactions yet here its $80NZD?


You wouldn't be able to buy a round of drinks for NZ$80 in Aussie! Smile

richms
23667 posts

Uber Geek

Trusted
Subscriber

  #715448 11-Nov-2012 14:26
Send private message

Seen a few places deal with the slow chip cards in an interesting way, swipe it, then insert and remove the card and then swipe again. Result is a nice fast non chip transaction.

Will try that when I am next at a place with a self swipe terminal.




Richard rich.ms

Johnk
692 posts

Ultimate Geek

Trusted
Subscriber

  #715450 11-Nov-2012 14:29
Send private message

sbiddle:
Johnk: Kind of off the point of slow transactions, but any one have a good idea why ANZ Australia have limit set to $100AUD ($127NZD) or less for contactless transactions yet here its $80NZD?


You wouldn't be able to buy a round of drinks for NZ$80 in Aussie! Smile


This is very true haha, just looking at my AUS ANZ visa debit card this morning and noticed the transaction limit was rather different, $127 vs $80 in the same currency.

Kyanar
3214 posts

Uber Geek

Trusted
Subscriber

  #715471 11-Nov-2012 16:08
Send private message

richms: Seen a few places deal with the slow chip cards in an interesting way, swipe it, then insert and remove the card and then swipe again. Result is a nice fast non chip transaction.

Will try that when I am next at a place with a self swipe terminal.


Only works if the terminal can be convinced that the reason it couldn't read the card was due to a faulty chip or reader.  If it believes the chip and reader are fine, then chip+PIN is mandatory - it will just keep telling you to reinsert the card.

sbiddle
29274 posts

Uber Geek

Moderator
Trusted
Biddle Corp
Lifetime subscriber

  #715475 11-Nov-2012 16:22
Send private message

Kyanar:
richms: Seen a few places deal with the slow chip cards in an interesting way, swipe it, then insert and remove the card and then swipe again. Result is a nice fast non chip transaction.

Will try that when I am next at a place with a self swipe terminal.


Only works if the terminal can be convinced that the reason it couldn't read the card was due to a faulty chip or reader.  If it believes the chip and reader are fine, then chip+PIN is mandatory - it will just keep telling you to reinsert the card.


The worst terminals are the smartpay SP30's. If you don't enter a PIN with a chip card it'll simply default to signature, something I wasn't aware was actually permitted as it's an online transaction, not a EOV one.

Kyanar
3214 posts

Uber Geek

Trusted
Subscriber

  #715492 11-Nov-2012 17:16
Send private message

sbiddle:
Kyanar:
richms: Seen a few places deal with the slow chip cards in an interesting way, swipe it, then insert and remove the card and then swipe again. Result is a nice fast non chip transaction.

Will try that when I am next at a place with a self swipe terminal.


Only works if the terminal can be convinced that the reason it couldn't read the card was due to a faulty chip or reader.  If it believes the chip and reader are fine, then chip+PIN is mandatory - it will just keep telling you to reinsert the card.


The worst terminals are the smartpay SP30's. If you don't enter a PIN with a chip card it'll simply default to signature, something I wasn't aware was actually permitted as it's an online transaction, not a EOV one.


Ah yes, I thought that myself when prompted "Press Enter for PIN Bypass" on a CHQ transaction at PB Tech today.  Was wondering if it would even work, but wasn't game enough to try it.  Possibly down to it being that the base card is a Mastercard?

1 | 2 | 3 
View this topic in a long page with up to 500 replies per page Create new topic





News »

Nanoleaf enhances lighting line with launch of Triangles and Mini Triangles
Posted 17-Oct-2020 20:18


Synology unveils DS16211+
Posted 17-Oct-2020 20:12


Ingram Micro introduces FootfallCam to New Zealand channel
Posted 17-Oct-2020 20:06


Dropbox adopts Virtual First working policy
Posted 17-Oct-2020 19:47


OPPO announces Reno4 Series 5G line-up in NZ
Posted 16-Oct-2020 08:52


Microsoft Highway to a Hundred expands to Asia Pacific
Posted 14-Oct-2020 09:34


Spark turns on 5G in Auckland
Posted 14-Oct-2020 09:29


AMD Launches AMD Ryzen 5000 Series Desktop Processors
Posted 9-Oct-2020 10:13


Teletrac Navman launches integrated multi-camera solution for transport and logistics industry
Posted 8-Oct-2020 10:57


Farmside hits 10,000 RBI customers
Posted 7-Oct-2020 15:32


NordVPN starts deploying colocated servers
Posted 7-Oct-2020 09:00


Google introduces Nest Wifi routers in New Zealand
Posted 7-Oct-2020 05:00


Orcon to bundle Google Nest Wifi router with new accounts
Posted 7-Oct-2020 05:00


Epay and Centrapay partner to create digital gift cards
Posted 2-Oct-2020 17:34


Inseego launches 5G MiFi M2000 mobile hotspot
Posted 2-Oct-2020 14:53









Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.