Ok, so I recently made the top of the list (Australia, not NZ). Revolut accounts are accessed entirely in the app (no web access). No phone support. Money is held in trust in Revolut's accounts with ANZ, and can only be loaded in there by transferring in using Apple Pay, Credit Card, or Debit Card (no Google Pay or Samsung Pay support) - you don't get any other account details for direct depositing cash, so it CANNOT be used as your daily driver account. Despite claims they offer Fx at the mid-market rate, they do not - the rate is inferior to the mid-market rate by about $0.003 as at this moment.
So what's it good for?