wow the collateral damage of the pandemic!
For me it was the "You have to have an open account for 3 months, even if you don't use it" - I'm assuming its so they can check you still have income post COVID.
What does that achieve though if you don't have to use it? If you aren't using it (ie not getting your income there), how would they know either way? And surely payslips or bank statements would accomplish the same thing.