cokemaster: On the crypto front, the two dealers I use, require AML info (eg. Drivers license, bank statement etc) to get onboard. I regularly sell Bitcoin and had to go through those loops initially.
It’s worth noting that debit cards can still be used for these purchases moving forward. There is a few references to AML and social implications… having studied the area a bit, there may very well be another factor: risk. Debit cards involve your own money whilst credit cards effectively leverage the banks money. It’s pure speculation but I’d hazard a guess that credit card users who heavily use those services are likely to be at a higher risk of default.
Proof of ID is fine. The issue is banks trying to charge interest based on what you are buying.