Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.
Please note this sub-forum does not provide professional finance advice. You should seek advice from a licensed financial advisor.

To post in this sub-forum you must have made 100 posts or have Trust status or have completed our ID Verification.

If investing please consider our affiliate link for new accounts: Sharesies.



View this topic in a long page with up to 500 replies per page Create new topic
1 | ... | 4 | 5 | 6 | 7 | 8 | 9 
freakalad
231 posts

Master Geek


  #644745 22-Jun-2012 13:44
Send private message

Effectively those constitutes similar risks: (temporarily) loosing control of card data (doing so online is an entirely different discussion). I consider the biggest risks to be those factors that I don't know about - if I can see it, hold it, control it, etc, then I can do something about it; that's what bugs me about radio.

The difference is that, when handing a card over to a clerk, you usually get to see the individual & keep an eye on your card (most of the time), and nowadays we're offered the device itself that we can swipe/slot the card in & PIN/sign, so actually handing a card over is becoming less of an issue.

I've done a real-world test with my own NFC-enabled mobile & this card, simulating the card in my wallet in my right jean pocket & someone (wife/brother/dog/whatever) sitting next in a seat to me with the mobile in their left - you can get real close in situations like a rush-hour bus, crammed office elevator, cinema, busy pub or event queue.






FLOSS'er, aspiring Maker


 
 
 

Free kids accounts - trade shares and funds (NZ, US) with Sharesies (affiliate link).
Kyanar
3874 posts

Uber Geek

Trusted
Subscriber

  #644988 23-Jun-2012 00:18
Send private message

You actually go to shops that allow you to swipe the card yourself? Personally I find places that allow customer swipe/card insertion to be in the minority. Almost every place I go it's all "doesn't work in there I have to swipe it here". It's ludicrous. And I indicated as much in the handy survey that I got sent by Colmar Brunton about payment experience. How timely.

But in terms of the NFC and what not... my understanding is that the card draws power from the NFC field, so you'd have to be either close enough for a low power device to pick it up (relatively unlikely) or they have to have a device broadcasting with a lot of power (even less likely). And even if they can pick it up, it's not like the card just broadcasts it's number and PIN details - they'd basically have to pretend to be a payment terminal and process a transaction, but even then that still isn't enough since the communications would only be valid for that one fake transaction - you couldn't do a replay attack since the encrypted data would be useless.

I think perhaps you're being way too paranoid about a situation that ultimately is very, VERY unlikely.

gzt

gzt
15197 posts

Uber Geek

Lifetime subscriber

  #645001 23-Jun-2012 05:58
Send private message

Slightly off topic for a second but - do debit cards have the same fraud protection as credit cards?



sbiddle
30853 posts

Uber Geek

Retired Mod
Trusted
Biddle Corp
Lifetime subscriber

  #645005 23-Jun-2012 07:54
Send private message

Kyanar: You actually go to shops that allow you to swipe the card yourself? Personally I find places that allow customer swipe/card insertion to be in the minority. Almost every place I go it's all "doesn't work in there I have to swipe it here". It's ludicrous. And I indicated as much in the handy survey that I got sent by Colmar Brunton about payment experience. How timely.



The requirement for all terminals to have pinpads that support customers swiping/inserting their own cards was originally going to occur in the June 2011 cutoff, but it seems that this was never implimented because there would have been issues with all in one terminals that would have required an exception.

With EMV6 this is mandatory (with the exception of all in one terminals) so we'll see that occur in June 2014 when every EMV5.x terminal is cut off the network, and it's expected that every terminal will also have to ny NFC capable for this deadline also.


sbiddle
30853 posts

Uber Geek

Retired Mod
Trusted
Biddle Corp
Lifetime subscriber

  #645006 23-Jun-2012 07:56
Send private message

gzt: Slightly off topic for a second but - do debit cards have the same fraud protection as credit cards?


Typically, but unlike a credit card the downside is you've already had the money taken from your bank account so the bank has to reverse it.

1 | ... | 4 | 5 | 6 | 7 | 8 | 9 
View this topic in a long page with up to 500 replies per page Create new topic





News and reviews »

Samsung Announces Galaxy AI
Posted 28-Nov-2023 14:48


Epson Launches EH-LS650 Ultra Short Throw Smart Streaming Laser Projector
Posted 28-Nov-2023 14:38


Fitbit Charge 6 Review 
Posted 27-Nov-2023 16:21


Cisco Launches New Research Highlighting Gap in Preparedness for AI
Posted 23-Nov-2023 15:50


Seagate Takes Block Storage System to New Heights Reaching 2.5 PB
Posted 23-Nov-2023 15:45


Seagate Nytro 4350 NVMe SSD Delivers Consistent Application Performance and High QoS to Data Centers
Posted 23-Nov-2023 15:38


Amazon Fire TV Stick 4k Max (2nd Generation) Review
Posted 14-Nov-2023 16:17


Over half of New Zealand adults surveyed concerned about AI shopping scams
Posted 3-Nov-2023 10:42


Super Mario Bros. Wonder Launches on Nintendo Switch
Posted 24-Oct-2023 10:56


Google Releases Nest WiFi Pro in New Zealand
Posted 24-Oct-2023 10:18


Amazon Introduces All-New Echo Pop in New Zealand
Posted 23-Oct-2023 19:49


HyperX Unveils Their First Webcam and Audio Mixer Plus
Posted 20-Oct-2023 11:47


Seagate Introduces Exos 24TB Hard Drives for Hyperscalers and Enterprise Data Centres
Posted 20-Oct-2023 11:43


Dyson Zone Noise-Cancelling Headphones Comes to New Zealand
Posted 20-Oct-2023 11:33


The OPPO Find N3 Launches Globally Available in New Zealand Mid-November
Posted 20-Oct-2023 11:06









Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.







MyHeritage