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Topic # 6615 9-Feb-2006 12:00
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Think this has been discussed before but was the Vodafone one...

When I got my new mobile, the sales rep insisted I take out Mobile Phone Insurance which costs $10 a month.
Was thinking about it and wondered if my contents insurance would cover it, called State and they said yes it would with a $150 excess, the insurance Telecom has would be a waste of time to me.
Does the Telecom insurance have any perks to make it worth keeping?

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Reply # 28074 9-Feb-2006 13:23
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Speed and assurance.

With contents insurance you have the hassle of going backwards and forwards filling in a form, getting the replacement etc, plus that excess. But it will replace your gadget, which is good for things like Apaches and so on, which cost a bomb.

If you're the patient sort though, then it's definetly not required.




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Reply # 28075 9-Feb-2006 14:30
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If you also take in to account the loss of your "no claims bonus" (which I personally feel is a have) then the Telecom insurance is worthwhile - only on phones where replacement is still high, I wouldnt continue one now on a Nokia 6225 but would have back when they were first released. I have made one claim on my Harrier - all sorted in 1 day. Very impressed.




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Reply # 28077 9-Feb-2006 15:35

I like the mobile insurance, my excess is only $85 and i can claim without loosing my no claims bonus! And having to claim twice in seven days {my bad} the second claim i had to fill in papers but still was simple and alot more cheaper than paying $150 excess both times and then loosing my no claims bonus as well.

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Reply # 28089 9-Feb-2006 16:52
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DjShadow: Mobile Phone Insurance which costs $10 a month.

Telecom Mobile Insurance is $6.99 or $8.99 depending on your handset value...




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Reply # 28101 9-Feb-2006 19:57
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Is telecom mobile insurance available on Go Onebill plan?






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Reply # 28102 9-Feb-2006 20:04
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STI: Is telecom mobile insurance available on Go Onebill plan?

Yes, its available on all postpaid plans.




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Reply # 28136 10-Feb-2006 09:22
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riahon: If you also take in to account the loss of your "no claims bonus" (which I personally feel is a have) then the Telecom insurance is worthwhile - only on phones where replacement is still high, I wouldnt continue one now on a Nokia 6225 but would have back when they were first released. I have made one claim on my Harrier - all sorted in 1 day. Very impressed.


Supremely good point!




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