Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


Filter this topic showing only the reply marked as answer View this topic in a long page with up to 500 replies per page Create new topic
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | ... | 15
365 posts

Ultimate Geek


  # 1005510 14-Mar-2014 12:49
Send private message

garbonzai: From Consumer web site->

http://www.consumer.org.nz/reports/credit-cards/credit-card-tips

"Card payment surcharges Consumers who pay by cash are effectively subsidising credit-card users. Stores pay a fee to the credit-card company whenever they accept a credit-card payment, but they charge the same price to all customers regardless of the payment method used. Businesses can now add a surcharge for those paying by credit card. But the surcharge shouldn’t be any higher than what the retailer pays to the credit-card company. And the basic price for a product should be reduced when a retailer introduces a surcharge on credit-card payments."



Oh well, I will enjoy an exercise walk to the post office and pay it there, does make me think less of a company when they do this though.


But handling cash isn't free.

Also, the Post Office charges Vodafone for handling their payments, so maybe they will attach a levy there as well.

831 posts

Ultimate Geek


  # 1005529 14-Mar-2014 12:59
Send private message

"And the basic price for a product should be reduced when a retailer introduces a surcharge on credit-card payments." This confuses me (not hard).

When does this ever happen and whats the point? Reducing the basic price would be no different to the retailer taking the 2% hit?

 
 
 
 




263 posts

Ultimate Geek


  # 1005533 14-Mar-2014 13:03
Send private message

jfanning:
garbonzai: From Consumer web site->

http://www.consumer.org.nz/reports/credit-cards/credit-card-tips

"Card payment surcharges Consumers who pay by cash are effectively subsidising credit-card users. Stores pay a fee to the credit-card company whenever they accept a credit-card payment, but they charge the same price to all customers regardless of the payment method used. Businesses can now add a surcharge for those paying by credit card. But the surcharge shouldn’t be any higher than what the retailer pays to the credit-card company. And the basic price for a product should be reduced when a retailer introduces a surcharge on credit-card payments."



Oh well, I will enjoy an exercise walk to the post office and pay it there, does make me think less of a company when they do this though.


But handling cash isn't free.

Also, the Post Office charges Vodafone for handling their payments, so maybe they will attach a levy there as well.



Yep, that's why I will pay at post office now!!




Desktop AMD Ryzen 1600/RX-580/24GB Ram/29" UHD monitor, 1 laptop, Galaxy S7, Huawei something, raspberry PI, Sony Android TV plus other gadgets..... and puss (cat)

 

 

 

 

 

 




263 posts

Ultimate Geek


  # 1005536 14-Mar-2014 13:08
Send private message

jfanning:
garbonzai: From Consumer web site->

http://www.consumer.org.nz/reports/credit-cards/credit-card-tips

"Card payment surcharges Consumers who pay by cash are effectively subsidising credit-card users. Stores pay a fee to the credit-card company whenever they accept a credit-card payment, but they charge the same price to all customers regardless of the payment method used. Businesses can now add a surcharge for those paying by credit card. But the surcharge shouldn’t be any higher than what the retailer pays to the credit-card company. And the basic price for a product should be reduced when a retailer introduces a surcharge on credit-card payments."



Oh well, I will enjoy an exercise walk to the post office and pay it there, does make me think less of a company when they do this though.


But handling cash isn't free.

Also, the Post Office charges Vodafone for handling their payments, so maybe they will attach a levy there as well.



Yes, I found it confusing too, they can charge what they want for CC fee's as there is no legislation, but then you can loose customers.

Here' s some info I found, about a year old though->

http://www.stuff.co.nz/waikato-times/news/8397528/Retailers-hit-card-users-with-unjustified-fees

 

"The Commerce Commission, the consumer watchdog in New Zealand, has received three complaints about surcharging on debit cards in the last three months. A commission spokeswoman said these complaints are dealt with under the Fair Trading Act, however, there is no real law governing how much a retailer can charge.

 

"There is no regulatory regime in New Zealand that specifically governs credit card transaction fees . . . so the Commerce Commission does not have the regulatory powers to set or limit what a surcharge fee is," she said."




Desktop AMD Ryzen 1600/RX-580/24GB Ram/29" UHD monitor, 1 laptop, Galaxy S7, Huawei something, raspberry PI, Sony Android TV plus other gadgets..... and puss (cat)

 

 

 

 

 

 


332 posts

Ultimate Geek
Inactive user


  # 1005595 14-Mar-2014 13:51
Send private message

I was talking to someone this morning and they said there's a "convenience fee" when paying your fines (e.g. speeding tickets) if you pay online.

14098 posts

Uber Geek

Trusted

  # 1005597 14-Mar-2014 13:54
One person supports this post
Send private message

Buzz Bumble: I was talking to someone this morning and they said there's a "convenience fee" when paying your fines (e.g. speeding tickets) if you pay online.


That is easily avoided




Mike
Retired IT Manager. 
The views stated in my posts are my personal views and not that of any other organisation.

 

The is no planet B

 

 


3095 posts

Uber Geek

Trusted
Subscriber

  # 1005666 14-Mar-2014 15:18
One person supports this post
Send private message

KiwiNZ:
Buzz Bumble: I was talking to someone this morning and they said there's a "convenience fee" when paying your fines (e.g. speeding tickets) if you pay online.


That is easily avoided


If the only other option is POLi (which it often is) then no, it's not easily avoided either.  The 2% fee is better than giving POLi your internet banking credentials.

 
 
 
 


14098 posts

Uber Geek

Trusted

  # 1005668 14-Mar-2014 15:22
One person supports this post
Send private message

Kyanar:
KiwiNZ:
Buzz Bumble: I was talking to someone this morning and they said there's a "convenience fee" when paying your fines (e.g. speeding tickets) if you pay online.


That is easily avoided


If the only other option is POLi (which it often is) then no, it's not easily avoided either.  The 2% fee is better than giving POLi your internet banking credentials.


the easier option is don't get fined ;)




Mike
Retired IT Manager. 
The views stated in my posts are my personal views and not that of any other organisation.

 

The is no planet B

 

 


174 posts

Master Geek


  # 1005672 14-Mar-2014 15:27
2 people support this post

Because of my pay frequency I used the credit card card to pay all my bills. A surcharge is definitely something I would take into consideration before using a particular company. It's likely if they had a surcharge I wouldn't use the company

13225 posts

Uber Geek

Trusted
Lifetime subscriber

  # 1005716 14-Mar-2014 16:08
Send private message

KiwiNZ:
Kyanar:
KiwiNZ:
Buzz Bumble: I was talking to someone this morning and they said there's a "convenience fee" when paying your fines (e.g. speeding tickets) if you pay online.


That is easily avoided


If the only other option is POLi (which it often is) then no, it's not easily avoided either.  The 2% fee is better than giving POLi your internet banking credentials.


the easier option is don't get fined ;)


Agreed!

30 years of driving I have been fined twice (fixed penalty fine and points from GATSO cameras in the UK) - and never yet in 10 years here.







263 posts

Ultimate Geek


  # 1005807 14-Mar-2014 18:59
Send private message

Hmmm, did some shopping today, went to PAKnSAVE, Harvey Norman and Caltex and guess what,

Not one of them charged a "Credit card convenience fee"



Had a bit of a read in Vodafone's "Ways to pay your Vodafone bill", they definitely push Direct Debit,

Also noticed "Late payment fee and missed payments", (which I hope never to do) is $10 for Vodafone customers, but $15 for X TelstraClear customers (if you have a "REF:TCL") in top right of your bill. (yep I'm on cable)

Out of interest, how overdue is late payment, a few days, a week, a fortnight, month, what??, before the late payment are added??


 

 

 


 

 

 


 

 




Desktop AMD Ryzen 1600/RX-580/24GB Ram/29" UHD monitor, 1 laptop, Galaxy S7, Huawei something, raspberry PI, Sony Android TV plus other gadgets..... and puss (cat)

 

 

 

 

 

 


615 posts

Ultimate Geek

Trusted
Vodafone NZ

  # 1005809 14-Mar-2014 19:02
Send private message

Late payment is anything after the payment date




Channel Manager, Help & Support @ Vodafone NZ




263 posts

Ultimate Geek


  # 1005813 14-Mar-2014 19:08
Send private message

MikeHales: Late payment is anything after the payment date


Ok,

A few/6 months ago I was about 5 days late on a payment as bill due date had always been about 15th of Month, but this was due by 7th of month and I did not notice, but never had a late payment fee added.




Desktop AMD Ryzen 1600/RX-580/24GB Ram/29" UHD monitor, 1 laptop, Galaxy S7, Huawei something, raspberry PI, Sony Android TV plus other gadgets..... and puss (cat)

 

 

 

 

 

 


1752 posts

Uber Geek


  # 1005816 14-Mar-2014 19:14
Send private message

Buzz Bumble: I was talking to someone this morning and they said there's a "convenience fee" when paying your fines (e.g. speeding tickets) if you pay online.


Don't know about speeding tickets, but they give you a discount for car registrations online, even using cc.

At least it sounds like Vodafone don't charge for recurring cc charges.

8158 posts

Uber Geek

Subscriber

  # 1005825 14-Mar-2014 19:27
Send private message

garbonzai: Hmmm, did some shopping today, went to PAKnSAVE, Harvey Norman and Caltex and guess what,

Not one of them charged a "Credit card convenience fee"



Had a bit of a read in Vodafone's "Ways to pay your Vodafone bill", they definitely push Direct Debit,

Also noticed "Late payment fee and missed payments", (which I hope never to do) is $10 for Vodafone customers, but $15 for X TelstraClear customers (if you have a "REF:TCL") in top right of your bill. (yep I'm on cable)

Out of interest, how overdue is late payment, a few days, a week, a fortnight, month, what??, before the late payment are added??


 
 
 


Been to a hotel recently??  Over the past couple of years they have been charging a CC surcharge  for everything..




Regards,

Old3eyes


1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | ... | 15
Filter this topic showing only the reply marked as answer View this topic in a long page with up to 500 replies per page Create new topic



Twitter and LinkedIn »



Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Facebook Portal to land in New Zealand
Posted 19-Sep-2019 18:35


Amazon Studios announces New Zealand as location for its upcoming series based on The Lord of the Rings
Posted 18-Sep-2019 17:24


The Warehouse chooses Elasticsearch service
Posted 18-Sep-2019 13:55


Voyager upgrades core network to 100Gbit
Posted 18-Sep-2019 13:52


Streaming service Acorn TV launches in New Zealand with selection with British shows
Posted 18-Sep-2019 08:55


Bitcoin.com announces partnership with smartphone manufacturer HTC
Posted 16-Sep-2019 21:30


Finalists Announced for Microsoft NZ Partner Awards
Posted 16-Sep-2019 19:37


OPPO Showcases New CameraX Capabilities at Google Developer Days China 2019
Posted 15-Sep-2019 12:42


New Zealand PC Market returns to growth
Posted 15-Sep-2019 12:24


Home sensor charity director speaks about the preventable death which drives her to push for healthy homes
Posted 11-Sep-2019 08:46


Te ao Maori Minecraft world set to inspire Kiwi students
Posted 11-Sep-2019 08:43


Research reveals The Power of Games in New Zealand
Posted 11-Sep-2019 08:40


Ring Door View Cam now available in New Zealand
Posted 11-Sep-2019 08:38


Vodafone NZ to create X Squad
Posted 10-Sep-2019 10:25


Huawei nova 5T to be available 20th September
Posted 5-Sep-2019 11:55



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.