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roobarb:
I am pleased to report that a Nokia Lumia 820 with VFNZ Semble SIM and ASB Visa successfully made a small value payment at the Warehouse.
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freitasm: Now to see how many times you can use it before it actually asks for the Semble app to be present - the question Steve posted before.
acsonline: The MasterCard and Visa implementation on SIM is a standard EMV implementation.
There is no caching. ... Token caching is only required for HCE - or a hybrid SIM based solution.
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roobarb:xlinknz:richms: commonwelth bank seem to work ok without all the sim etc so I dont think you would have much problem with anz when they get around to putting out their app with nfc.
which makes me wonder why go down the path of having a special SIM ? [except to sell as a service ?]
Security and performance. Don't think of it as a SIM, think of it as a Secure Element (SE). The credit card on the NFC UICC is exactly the same as a physical Chip-and-PIN credit card, it can respond immediately to the terminal without going through additional software layers within an untrusted device ( the handset ).
The arguments for HCE boil down to the fact that it is really hard to get that foot print on the SE and takes a lot of coordination and agreement, something that has happened in very few parts of the world. Perhaps ANZ is opting for HCE because it can't get on the SE in Australia so wants the same system on either side of the Tasman.
Perhaps all the comments about people trying to run the apps on rooted devices might cause a few raised eyebrows in the banking world.
lucky015: Would be great to have, However.
Bank support just outright sucks and makes me wonder if they are really all that serious about getting out there.
richms: With or without pin?
richms: With or without pin?
I got asked recently for a pin on a cheap purchase which I thought was a bit crap.
Rural IT and Broadband support.
Broadband troubleshooting and master filter installs.
Starlink installer - one month free: https://www.starlink.com/?referral=RC-32845-88860-71
Wi-Fi and networking
Cel-Fi supply and installer - boost your mobile phone coverage legally
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