Semble SIM: compatible handsets

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# 1277081 4-Apr-2015 11:52

roobarb:

I am pleased to report that a Nokia Lumia 820 with VFNZ Semble SIM and ASB Visa successfully made a small value payment at the Warehouse.

Excellent. Do you first need to activate the Semble SIM in a compatible handset first? Did you also had to enable NFC on the Lumia?

Do whatever you want to do man.

freitasm

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# 1277082 4-Apr-2015 11:54

It's the same as I've done with my HTC M9: you activate the SIM on a Semble-compatible handset, select a default payment card and make sure it's set to always on.

Then move this SIM to any NFC-capable handset with Tap & Pay support...

Now to see how many times you can use it before it actually asks for the Semble app to be present - the question Steve posted before.

Keep testing folks.

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billgates

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# 1277100 4-Apr-2015 12:08

Great thanks. Time to buy a Semble SIM from VF.

Do whatever you want to do man.

roobarb

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# 1277110 4-Apr-2015 13:04

freitasm: Now to see how many times you can use it before it actually asks for the Semble app to be present - the question Steve posted before.

acsonline: The MasterCard and Visa implementation on SIM is a standard EMV implementation.
There is no caching. ... Token caching is only required for HCE - or a hybrid SIM based solution.

Yes, the SIM was prepared in an S3 then turned always on and transferred to the 820 and enable NFC. My next trick will be to try the BB Z10.

eXDee

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# 1277123 4-Apr-2015 13:56

Curious. I wonder if it'll work with the Nexus 5.

I don't have the SimAlliance OpenMobile API on windows phone. I wonder if its using single wire protocol.

freitasm

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# 1277138 4-Apr-2015 14:44

Used my M9 again today, at pharmacy...

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xlinknz

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# 1277615 5-Apr-2015 19:23

roobarb:
xlinknz:
richms: commonwelth bank seem to work ok without all the sim etc so I dont think you would have much problem with anz when they get around to putting out their app with nfc.

which makes me wonder why go down the path of having a special SIM ? [except to sell as a service ?]

Security and performance. Don't think of it as a SIM, think of it as a Secure Element (SE). The credit card on the NFC UICC is exactly the same as a physical Chip-and-PIN credit card, it can respond immediately to the terminal without going through additional software layers within an untrusted device ( the handset ).

The arguments for HCE boil down to the fact that it is really hard to get that foot print on the SE and takes a lot of coordination and agreement, something that has happened in very few parts of the world. Perhaps ANZ is opting for HCE because it can't get on the SE in Australia so wants the same system on either side of the Tasman.

Perhaps all the comments about people trying to run the apps on rooted devices might cause a few raised eyebrows in the banking world.

ANz wouldn't use HCE if it wasn't 'secure'. SE appears to place a dependence on networks whereas HCE does not. As a consumer if the bank is wearing any risk around HCE what do I care if SE is more secure I'd rather not be tried to a Telco or any particular handset ?

This article seems is a good summary comparison including Apple Pay

lucky015

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# 1277664 6-Apr-2015 04:37

Would be great to have, However.

Bank support just outright sucks and makes me wonder if they are really all that serious about getting out there.

Carrier support is great but hardware support just plain sucks, I like so many others use a parallel imported device and will not be purchasing a device directly from any nz carrier any time soon, The upto double price premium on device purchases is definitely not worth it to me, Neither is a 24 month contract.

They have chosen their path and it will be interesting to see how it goes but as it stands I would be surprised to see any significant market share.

sbiddle

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# 1277678 6-Apr-2015 08:02

lucky015: Would be great to have, However.

Bank support just outright sucks and makes me wonder if they are really all that serious about getting out there.

Quite clearly the product is not for you.

NFC in a mobile device isn't simple and there are massive numbers of issues that could arise. For this reason banks and telcos limiting the solution to hardware they have certified and tested is quite frankly the only obvious approach for them to take.

This is not different to the ISP world where an ISP provides remotely managed CPE to end users and won't provide support for anything else because they want to deliver a guaranteed end to end solution, and the only way to do this is to know what works and be able to provide support for it.

Even using a parallel imported phone or a phone not customised for the particular NZ network you're on will not deliverer guaranteed performance, and there are many such issues that will even arise from such a scenario - I could write an essay on the problems I encountered with my time using a 2D S3 on Vodafone for example - problems that all went away when I flashed the Vodafone firmware.

roobarb

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# 1278296 7-Apr-2015 13:13

4 people support this post

Successful purchase with VFNZ Semble SIM, ASB Visa in a BlackBerry Z10 at JB Hi-Fi.

richms

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# 1278302 7-Apr-2015 13:22

With or without pin?

I got asked recently for a pin on a cheap purchase which I thought was a bit crap.

Richard rich.ms

roobarb

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# 1278303 7-Apr-2015 13:28

richms: With or without pin?

Without PIN. I have not setup an online PIN. My understanding is under $80.00 no PIN is required.

coffeebaron

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# 1278312 7-Apr-2015 13:42

richms: With or without pin?

I got asked recently for a pin on a cheap purchase which I thought was a bit crap.

Too many purchases one after the other and especially close to $80 can trigger the fraud protection and cause ask for PIN on lower purchases.

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samo

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# 1278580 7-Apr-2015 18:53

Is this just checking build.prop? Got an HTC one max, same hardware and software as the supported M7 but silly app is refusing to work. Can someone give me a stock M7 build.prop file?

freitasm

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# 1278586 7-Apr-2015 18:56

Perhaps the HTC One Max doesn't have the required SIM Alliance APIs?

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