Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.




660 posts

Ultimate Geek


# 107195 8-Aug-2012 15:21
Send private message

BNZ have a product called MarketView (http://www.marketview.co.nz/)

BNZ MarketView is a tool for understanding and measuring consumer spending behaviour. It is derived from BNZ's credit and debit card holders spending with retail merchants throughout the country.

So as a BNZ customer they take my spending data and then sell it to others to use and sell me more stuff. Man this makes me mad.




Amanon

Create new topic
Awesome
4859 posts

Uber Geek

Trusted
Subscriber

  # 669651 8-Aug-2012 15:29
Send private message

It will be aggregated data, not your personal details. This sort of thing happens every day.

Not to mention it's Flybuy's primary business model. And Google, Facebook etc etc




Twitter: ajobbins


gzt

10953 posts

Uber Geek


# 669658 8-Aug-2012 15:39
Send private message




http://www.marketview.co.nz/chart/css/curr_css_spend_mat.jpg?height=80&width=160&type=timeseries_spend


Try adding an additional parameter &user=dulouz on the end and see if it tells you what you had for breakfast.. 


 
 
 
 


3107 posts

Uber Geek

Trusted
Subscriber

  # 669694 8-Aug-2012 16:24
Send private message

Dulouz: BNZ have a product called MarketView (http://www.marketview.co.nz/)

BNZ MarketView is a tool for understanding and measuring consumer spending behaviour. It is derived from BNZ's credit and debit card holders spending with retail merchants throughout the country.

So as a BNZ customer they take my spending data and then sell it to others to use and sell me more stuff. Man this makes me mad.


I assure you, ASB, ANZ, Westpac, and others do the same thing, just not as loudly.

2787 posts

Uber Geek


  # 669696 8-Aug-2012 16:29
Send private message

Despite what they may say to the contrary, you\we are just a number.




4152 posts

Uber Geek


  # 669701 8-Aug-2012 16:34
Send private message

Dulouz: So as a BNZ customer they take my spending data and then sell it to others to use and sell me more stuff. Man this makes me mad.


If it bugs you that much, go to an ATM and get some cash....





660 posts

Ultimate Geek


  # 669705 8-Aug-2012 16:37
Send private message

wellygary:
Dulouz: So as a BNZ customer they take my spending data and then sell it to others to use and sell me more stuff. Man this makes me mad.


If it bugs you that much, go to an ATM and get some cash....



Ideally I would like to be able to use a credit card and not have my spending behavior sold to other parties. One should be able to opt out especially as I pay for the service.




Amanon

3107 posts

Uber Geek

Trusted
Subscriber

  # 669710 8-Aug-2012 16:40
Send private message

Dulouz:
wellygary:
Dulouz: So as a BNZ customer they take my spending data and then sell it to others to use and sell me more stuff. Man this makes me mad.


If it bugs you that much, go to an ATM and get some cash....



Ideally I would like to be able to use a credit card and not have my spending behavior sold to other parties. One should be able to opt out especially as I pay for the service.


That's where you're wrong.  They're not selling your spending behaviour.  They're selling an aggregate idea of what categories of product the collective [BNZ, Flybuys, and OneSmart customers] are purchasing and roughly where.  This information is far too vague to identify an individual (especially as they apply the tried and true method of excluding any data points where there is not sufficient entropy to guarantee anonymity).

 
 
 
 


2787 posts

Uber Geek


  # 669711 8-Aug-2012 16:40
Send private message

Read the fineprint on the paperwork you received with the credit card initially, you probably agreed for them to do this. Or at least, I know I certainly did when I got my National Bank card some years back.

I would imagine that there is no "opt-out".




gzt

10953 posts

Uber Geek


  # 669722 8-Aug-2012 16:52
Send private message

Dulouz: So as a BNZ customer they take my spending data and then sell it to others to use and sell me more stuff. Man this makes me mad.

But seriously, yeah, this kind of thing annoys me from time to time. But - it is not exactly clear what you are objecting to in this instance.

The sample data is probably only slightly higher resolution than that reported to an AGM. Have you knowledge of further detail they are offering to subscribers?

That said, the default attitude of many services which incidently have great data collections is..



There are plenty of situations where we consciously trade our data for convenience like google's services - but a lot of situations where it is not so conscious decision and sometimes grey use of data.

Wozniak expressed some unease in relation to cloud services last week, but the larger issue is a bit wider.

Awesome
4859 posts

Uber Geek

Trusted
Subscriber

  # 669732 8-Aug-2012 17:05
Send private message

I don't see an issue with it as song as they are not selling your individual details. There is nothing in BNZ's product that would personally identify you. It's purely 'market level' data sourced from BNZ issued cards.

Privacy laws in this country prevent them from selling your personal details even if they want to.




Twitter: ajobbins


Create new topic



Twitter and LinkedIn »



Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Chorus to launch Hyperfibre service
Posted 18-Nov-2019 15:00


Microsoft launches first Experience Center worldwide for Asia Pacific in Singapore
Posted 13-Nov-2019 13:08


Disney+ comes to LG Smart TVs
Posted 13-Nov-2019 12:55


Spark launches new wireless broadband "Unplan Metro"
Posted 11-Nov-2019 08:19


Malwarebytes overhauls flagship product with new UI, faster engine and lighter footprint
Posted 6-Nov-2019 11:48


CarbonClick launches into Digital Marketplaces
Posted 6-Nov-2019 11:42


Kordia offers Microsoft Azure Peering Service
Posted 6-Nov-2019 11:41


Spark 5G live on Auckland Harbour for Emirates Team New Zealand
Posted 4-Nov-2019 17:30


BNZ and Vodafone partner to boost NZ Tech for SME
Posted 31-Oct-2019 17:14


Nokia 7.2 available in New Zealand
Posted 31-Oct-2019 16:24


2talk launches Microsoft Teams Direct Routing product
Posted 29-Oct-2019 10:35


New Breast Cancer Foundation app puts power in Kiwi women's hands
Posted 25-Oct-2019 16:13


OPPO Reno2 Series lands, alongside hybrid noise-cancelling Wireless Headphones
Posted 24-Oct-2019 15:32


Waikato Data Scientists awarded $13 million from the Government
Posted 24-Oct-2019 15:27


D-Link launches Wave 2 Unified Access Points
Posted 24-Oct-2019 15:07



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.