Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


View this topic in a long page with up to 500 replies per page Create new topic
1 | 2 | 3
cldlr76
289 posts

Ultimate Geek


  #683163 8-Sep-2012 17:55
Send private message

johnr:
Never had any credit issues, Always pay things on time and I don't like owing $$$



Maybe thats your problem,  with no mortgage and no outstanding amount on your CC you are probably costing them money so they want you to move banks :)


networkn
23199 posts

Uber Geek

Trusted
Lifetime subscriber

  #683182 8-Sep-2012 19:01
Send private message

Hey John, I wouldn't take it too personally. It would have been an automated thing perhaps? If you aren't using your limits sometimes banks will reduce the limit.

I have been with ASB for about 20 years and recently decided they had treated me badly ( I could share an overseas stolen credit card story that would make your blood run cold) for the last time, and moved our stuff business and personal to Kiwibank, who aren't perfect, but better than ASB. I really hate two things about ASB.. One their Internet banking charges you $2 to set up a payee, and the second you can't copy and paste a whole account number into the fast cheque part of the system.


 
 
 
 


johnr

19282 posts

Uber Geek
Inactive user


  #683188 8-Sep-2012 19:17
Send private message

$2 to set up a payee has gone it's free now

networkn
23199 posts

Uber Geek

Trusted
Lifetime subscriber

  #683189 8-Sep-2012 19:19
Send private message

johnr: $2 to set up a payee has gone it's free now


Wow that must be very new. What a shame it took so damn long!

mjb

mjb
923 posts

Ultimate Geek

Trusted

  #683190 8-Sep-2012 19:28
Send private message

networkn:
johnr: $2 to set up a payee has gone it's free now


Wow that must be very new. What a shame it took so damn long!


Yeah, I hadn't noticed either... good though!




contentsofsignaturemaysettleduringshipping


corksta
2216 posts

Uber Geek

Trusted
Subscriber

  #683191 8-Sep-2012 19:34
Send private message

networkn:
johnr: $2 to set up a payee has gone it's free now


Wow that must be very new. What a shame it took so damn long!


That pesky netcode fee has gone as well, think it was about July it all changed.




2018 iPad Pro 12.9 Wi-Fi 64GB (Space Grey) | 2018 iPad mini Wi-Fi 64GB (Space Grey) | iPhone 11 Pro Max 64GB (Midnight Green) | 2x HomePod (Space Grey) | 3x Apple TV 4K | Apple Watch Series 4 44mm (Space Grey)

 

Sony 65" A8F OLED TV | Sony 65" X850F LED TV | Sony 55" X900F LED TV


Skolink
1081 posts

Uber Geek


  #683227 8-Sep-2012 20:54
Send private message

johnr: I am not changing banks just over this issue, I had another credit card issue last month and that was a mess as well which was sorted,

I have even done beta testing for ASB before they launched the new ASB app and the next version which included the Facebook payments, It's not like they don't know me


Maybe they are dissatisfied with your beta testing, now that they have me complaining that their app is tediously slow.

EDIT: fantastic news about the $2 fee for saving a payee. When we first joined ASB 5 years ago, I emailed them to ask why they charged that fee when I could just write the account details down on a piece of paper, and also my previous bank ANZ didn't charge for it. I got back a very generic answer.

 
 
 
 


bazzer
3316 posts

Uber Geek

Trusted

  #683230 8-Sep-2012 21:16
Send private message

I don't really see what the big deal is. You don't want the limit and now they don't want to give it to you. Sounds win-win?

I don't think removal of the adjustment necessarily indicates they think you're a bad credit risk. I don't have any auto limit increase on my CC, but then my limit is pretty high which might be why. I know of someone that had to jump through hoops to get a small increase on their limit and then a short time later got an automatic increase put through, so sometimes there's just (seemingly) no logic.

johnr

19282 posts

Uber Geek
Inactive user


  #683241 8-Sep-2012 21:48
Send private message

bazzer: I don't really see what the big deal is. You don't want the limit and now they don't want to give it to you. Sounds win-win?


I like to know it's there in case one day I need it

johnr

19282 posts

Uber Geek
Inactive user


  #683242 8-Sep-2012 21:49
Send private message

Skolink:
johnr: I am not changing banks just over this issue, I had another credit card issue last month and that was a mess as well which was sorted,

I have even done beta testing for ASB before they launched the new ASB app and the next version which included the Facebook payments, It's not like they don't know me


Maybe they are dissatisfied with your beta testing, now that they have me complaining that their app is tediously slow.

EDIT: fantastic news about the $2 fee for saving a payee. When we first joined ASB 5 years ago, I emailed them to ask why they charged that fee when I could just write the account details down on a piece of paper, and also my previous bank ANZ didn't charge for it. I got back a very generic answer.


The app is not slow works mint on my SG3

bazzer
3316 posts

Uber Geek

Trusted

  #683253 8-Sep-2012 22:21
Send private message

johnr:
bazzer: I don't really see what the big deal is. You don't want the limit and now they don't want to give it to you. Sounds win-win?


I like to know it's there in case one day I need it

I guess when that day comes you can apply for an increased limit and find out then if they consider you a bad credit.

Shock
534 posts

Ultimate Geek

Trusted

  #683269 8-Sep-2012 23:07
Send private message

Mine is still there. All be it a joint account so both parties have to approve, but it is still there.




 

Connecting to UFB? Go with Bigpipe and use this link for free credit!


oxnsox
1923 posts

Uber Geek


  #683310 9-Sep-2012 09:36
Send private message

Partners account not changed.
Maybe you just need to alter the credit limit at VF of a few of the ASB acct managers and it'll all come right.

Kyanar
3214 posts

Uber Geek

Trusted
Subscriber

  #683333 9-Sep-2012 10:30
Send private message

Skolink:
EDIT: fantastic news about the $2 fee for saving a payee. When we first joined ASB 5 years ago, I emailed them to ask why they charged that fee when I could just write the account details down on a piece of paper, and also my previous bank ANZ didn't charge for it. I got back a very generic answer.


ASB love a good generic response.  Once asked them why online banking passwords were case-insensitive and they replied that strong passwords were unnecessary because Netcode and encrypitation (and yes, they spelt it "encrypitation").

MurrayM
1970 posts

Uber Geek


  #683344 9-Sep-2012 10:43
Send private message

I can still change my limit. I've currently got it set to $10,000 but the limit for me is $15,600. I always pay off the whole balance every month, so they never earn any interest from me!

1 | 2 | 3
View this topic in a long page with up to 500 replies per page Create new topic




News »

Vodafone NZ upgrades international submarine network
Posted 25-Sep-2020 09:09


Jabra announces wireless noise-cancelling airbuds, upgrade existing model
Posted 24-Sep-2020 14:43


Nokia 3.4 to be available in New Zealand
Posted 24-Sep-2020 14:34


HP announces new HP ENVY laptops aimed at content creators
Posted 24-Sep-2020 14:02


Logitech introduce MX Anywhere 3
Posted 21-Sep-2020 21:17


Countdown unveils contactless shopping with new Scan&Go tech
Posted 21-Sep-2020 09:48


HP unveils new innovations for businesses adapting to rapidly evolving workstyles and workforces
Posted 17-Sep-2020 15:36


GoPro launches new HERO9 Black camera
Posted 17-Sep-2020 09:45


Telecommunications industry launches new 5G Facts website
Posted 17-Sep-2020 07:56


New Zealand ranks 3rd in world in GSMA index
Posted 15-Sep-2020 10:13


Trend Micro Security Suite adds web monitoring to prevent identity theft
Posted 14-Sep-2020 15:37


NVIDIA to acquire Arm for US$ 40 billion
Posted 14-Sep-2020 12:27


Epson launches its next gen A3+ colour EcoTank multi-function printer
Posted 10-Sep-2020 16:08


Sony launches three new native 4K SXRD home cinema projectors
Posted 9-Sep-2020 18:00


Catalyst Cloud brings Kubernetes-based open-source web hosting solution to market
Posted 9-Sep-2020 17:54



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.