Geekzone: technology news, blogs, forums
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.

4403 posts

Uber Geek
+1 received by user: 826

Lifetime subscriber

Topic # 112970 30-Dec-2012 14:11
Send private message

I have a small car that is used to drive around town. I just realized that the WOF expired on the 29/12 (yesterday). No workshop/vtnz open today to do WOF. Is it still OK to drive around? What about insurance?

View this topic in a long page with up to 500 replies per page Create new topic

This is a filtered page: currently showing replies marked as answers. Click here to see full discussion.

1240 posts

Uber Geek
+1 received by user: 156

  Reply # 738707 30-Dec-2012 20:58
One person supports this post
Send private message

Short answer YES you are covered.

Long answer YES you are covered because the law says you are.

Insurance Law Reform Act 1977 Section 11

"the insured shall not be disentitled to be indemnified by the insurer by reason only of such provisions of the contract of insurance if the insured proves on the balance of probability that the loss in respect of which the insured seeks to be indemnified was not caused or contributed to by the happening of such events or the existence of such circumstances."

The existance or non-existance of a current sticky label on your window screen does neither cause nor contribute to the reason for a claim.

That is to say, it works both ways, if you have bald tyres and crash because of those bald tyres, your insurance will not pay you if you had a WoF or not. While if somebody side-swipes you at the lights, your insurance will pay regardless of if you had a WoF or not (or indeed bald tyres or not), because that did not cause nor contribute to you getting side swiped.

Same goes for vehicle licencing (rego)

And the reason for this law being necessary, because without it insurance companies would gladly decline your granny a claim because she forgot to do her WoF last week.

James Sleeman
I sell lots of stuff for electronic enthusiasts...

View this topic in a long page with up to 500 replies per page Create new topic

Twitter »

Follow us to receive Twitter updates when new discussions are posted in our forums:

Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:

Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:

News »

Microsoft Dynamics 365 Business Central launches
Posted 10-Jul-2018 10:40

Spark completes first milestone in voice platform upgrade
Posted 10-Jul-2018 09:36

Microsoft ices heated developers
Posted 6-Jul-2018 20:16

PB Technologies charged for its extended warranties and warned for bait advertising
Posted 3-Jul-2018 15:45

Almost 20,000 people claim credits from Spark
Posted 29-Jun-2018 10:40

Cove sells NZ's first insurance policy via chatbot
Posted 25-Jun-2018 10:04

N4L helping TAKA Trust bridge the digital divide for Lower Hutt students
Posted 18-Jun-2018 13:08

Winners Announced for 2018 CIO Awards
Posted 18-Jun-2018 13:03

Logitech Rally sets new standard for USB-connected video conference cameras
Posted 18-Jun-2018 09:27

Russell Stanners steps down as Vodafone NZ CEO
Posted 12-Jun-2018 09:13

Intergen recognised as 2018 Microsoft Country Partner of the Year for New Zealand
Posted 12-Jun-2018 08:00

Finalists Announced For Microsoft NZ Partner Awards
Posted 6-Jun-2018 15:12

Vocus Group and Vodafone announce joint venture to accelerate fibre innovation
Posted 5-Jun-2018 10:52 to launch Kogan Mobile in New Zealand
Posted 4-Jun-2018 14:34

Enable doubles fibre broadband speeds for its most popular wholesale service in Christchurch
Posted 2-Jun-2018 20:07

Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.

Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.