Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


Filter this topic showing only the reply marked as answer View this topic in a long page with up to 500 replies per page Create new topic
1 | 2 | 3 
20911 posts

Uber Geek
+1 received by user: 4110

Trusted
Subscriber

  Reply # 804305 23-Apr-2013 13:44
Send private message

There is a check. That's how Internet banking can tell if you have stuffed up.




Richard rich.ms

BDFL - Memuneh
60051 posts

Uber Geek
+1 received by user: 11138

Administrator
Trusted
Geekzone
Lifetime subscriber

 
 
 
 


Try Wrike: fast, easy, and efficient project collaboration software
920 posts

Ultimate Geek
+1 received by user: 65

Trusted

  Reply # 804321 23-Apr-2013 14:23
Send private message

However you are assuming that there is actually a incorrect bank account number. If they simply get a number or two wrong then there is still that small chance the number exists. It is certainly different when it's a wrong suffix AFAIK the banks generally reserve all possible suffix combinations when giving you an account but I could be wrong there.

I also agree with the landlord situation above as it amazes me to hear stories like this as what landlord in their right mind would let their tenants fall so far behind. My landlord is my best friend and his wife (wife owned the property before I moved in) and even they will notify me if he payment doesn't show up a day after it's expected.

$7000 is at least 3 months behind (based on $500 rent per week) so more likely that's probably closer to over 4 months worth of unpaid rent. However I also think that there's a better than average chance that the whole story is not being told here as it simply doesn't sound right that any landlord would let a tenant miss that many payments. I am not saying that the poster is incorrect in what they've been told but I think more than likely they don't actually know both sides of the story. There is always two sides but yeah who knows.

Either way I would love to know how the original OP got on with getting their money back and also how the other posters friend gets on at court in relation to their $7000 in unpaid rent.

141 posts

Master Geek
+1 received by user: 3


  Reply # 804510 23-Apr-2013 19:51
Send private message

freitasm: I would expect every bank account to have a check digit, but to my surprise this (is) was not the case here in New Zealand. Having a check digit would really reduce/remove this kind of problem.


They do in NZ - it ties up with the bank / branch and account number ordering.

eg. 01 0101 0123456 00

The bank (01) and branch number (0101) are unique. You can't have 02 0101 branch.

When the reserve bank issued the branch numbers originally it was based on location. For Auckland CBD it was

02 0100 BNZ
06 0101 NBNZ
01 0102 ANZ
03 0104 WBC

The number 0123456 are not sequential. They skip every 8 digits however the starting sequence is different. eg

02 0100 0000008
02 0100 0000016

01 0102 0000002
01 0102 0000010

The last two digits can be anything from 00-99 this is just the suffix. Most are 00-50 for deposits 90-99 loans 80-89 term investments etc.

Hope that helps This is a link to the details http://www.paymate.com.au/help/nzhelp/paymate/registration/nzbanks.html


355 posts

Ultimate Geek
+1 received by user: 12


  Reply # 804862 24-Apr-2013 13:05
Send private message

A name also has to be entered, is this not cross-checked by the banks?

1351 posts

Uber Geek
+1 received by user: 122


  Reply # 804864 24-Apr-2013 13:08
Send private message

Chainsaw: A name also has to be entered, is this not cross-checked by the banks?


I use the ASB and they don't ask for a name when transferring money into someone else's account.

6121 posts

Uber Geek
+1 received by user: 990

Trusted
Lifetime subscriber

  Reply # 804891 24-Apr-2013 13:33
Send private message

Chainsaw: A name also has to be entered, is this not cross-checked by the banks?

Nope, I've sent stuff to people and just put their nickname in there without any issues. It's just for your own reference.

1 | 2 | 3 
Filter this topic showing only the reply marked as answer View this topic in a long page with up to 500 replies per page Create new topic



Twitter »

Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Opera launches new mobile browser: Opera Touch
Posted 25-Apr-2018 20:45


TCF and Telcos Toughen Up on Scam Callers
Posted 23-Apr-2018 09:39


Amazon launches the International Shopping Experience in the Amazon Shopping App
Posted 19-Apr-2018 08:38


Spark New Zealand and TVNZ to bring coverage of Rugby World Cup 2019
Posted 16-Apr-2018 06:55


How Google can seize Microsoft Office crown
Posted 14-Apr-2018 11:08


How back office transformation drives IRD efficiency
Posted 12-Apr-2018 21:15


iPod laws in a smartphone world: will we ever get copyright right?
Posted 12-Apr-2018 21:13


Lightbox service using big data and analytics to learn more about customers
Posted 9-Apr-2018 12:11


111 mobile caller location extended to iOS
Posted 6-Apr-2018 13:50


Huawei announces the HUAWEI P20 series
Posted 29-Mar-2018 11:41


Symantec Internet Security Threat Report shows increased endpoint technology risks
Posted 26-Mar-2018 18:29


Spark switches on long-range IoT network across New Zealand
Posted 26-Mar-2018 18:22


Stuff Pix enters streaming video market
Posted 21-Mar-2018 09:18


Windows no longer Microsoft’s main focus
Posted 13-Mar-2018 07:47


Why phone makers are obsessed with cameras
Posted 11-Mar-2018 12:25



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.