Bee:Amosnz: LEGALLY you might not have to file a claim but LEGALLY you (your wife) is liable for repairs to the car.
My point was purely this: If you could file a claim, at no cost to yourself, to allow the other persons car to be repaired and potentially head off any court battle, why would you not?
Its not at no cost - there is excess of $300 and no claims bonus.
Maybe you'd have the money and generally be more successful in life if you had a better attitude towards others and what is right!!
Your attitude sux, and I can't believe you are still going on about this.
Can you PM the other person details, because I would really prefer to give them legal advice. I get the feeling you are just a horrible person.
I can't write what I really think because of the FUG!!!