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  Reply # 941140 26-Nov-2013 16:16
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The company I used, on recommendation from here, was www.currencyonline.com

I
 can recommend them, their support, and their service. Takes 2-4 days from memory.



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  Reply # 941153 26-Nov-2013 16:21
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timmmay: The company I used, on recommendation from here, was www.currencyonline.com

I
 can recommend them, their support, and their service. Takes 2-4 days from memory.


That looks good. I also remembered I have 5K to pay in Dec for Acommodation for our trip to the US in March. 

Thanks. 


 
 
 
 


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  Reply # 941154 26-Nov-2013 16:25
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if only there was a way to transfer a store of value across the internet, instantly and cheaply, without the need for a third party vendor. i guess we can dream

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  Reply # 941172 26-Nov-2013 17:18
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networkn:
timmmay: The company I used, on recommendation from here, was www.currencyonline.com

I
 can recommend them, their support, and their service. Takes 2-4 days from memory.


That looks good. I also remembered I have 5K to pay in Dec for Acommodation for our trip to the US in March. 



How come you can't use credit card?



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  Reply # 941185 26-Nov-2013 18:00
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timmmay:
networkn:
timmmay: The company I used, on recommendation from here, was www.currencyonline.com

I
 can recommend them, their support, and their service. Takes 2-4 days from memory.


That looks good. I also remembered I have 5K to pay in Dec for Acommodation for our trip to the US in March. 



How come you can't use credit card?


I can, but the recipient charges a fee, the bank charges a fee and the bank rates are 2c per dollar more. 

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  Reply # 941186 26-Nov-2013 18:08
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Buy bitcoins in $ NZ and send him bitcoins and then on his side he sells his bitcoins for $US :-)




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  Reply # 941188 26-Nov-2013 18:13
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It's not easy to convert bitcoins into currency these days and I don't think a business would feel comfortable. I saw Bitcoin fluctuare from NZ$900 down to $750 and then back up to $1050 in a single day.




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  Reply # 941261 26-Nov-2013 20:31
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My daughter is studying in the US and of course I am paying here university fees :-(

All I do is get a bank draft in USD from my bank (BankDirect) and irrespective of the amount they charge $21 I think.

I then deposit that money into her account using an Android app from her bank which just has me photograph both sides of the cheque and deposit it electronically. The cheque is usually confirmed as having cleared the next day and there are no charges from the receiving bank. Well it is a credit union so perhaps they don't charge but it works pretty well.




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  Reply # 941297 26-Nov-2013 21:10
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When you send an IMT (International Money Transfer) ask for the charges to be OUR instead of BEN. Doing this means you will incur all charges and the recipient will receive the full $5k.

All major NZ banks will allow you to open FCA's (Foreign Currency Accounts) so if you know your upcoming USD costs you can convert you NZD into USD when you feel the rate is good and keep the money in your USD account until it's time to pay.

For the sharpest rates from your bank avoid sending IMT's on weekends or after business hours.

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  Reply # 941340 26-Nov-2013 21:55
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a lot of american companies take AMEX without surcharges, and if its regular you can build up good membership rewards points :)

ASB bank lets you send $US (or other) even if you dont have a foreign currency account straight from internet banking.




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  Reply # 941376 26-Nov-2013 23:07
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Westpac will also let you fire an international money transfer (SWIFT) during business hours (they won't do it out of hours because there's no live exchange rate then).

You can also try American Express Fx International payments - I recall it being 1-2 days, sender incurs all costs (about $15 from memory), and the remote end it's simply deposited via a local intermediary so no receiving fees.

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  Reply # 941542 27-Nov-2013 10:10
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What are the fees for just walking into a Western Union and handing them the cash? I thought it would be ~$25 or so, wouldn't it?

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  Reply # 942438 28-Nov-2013 18:25
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hifx.co.nz with 12NZD fee on any transfer, no extra fee on receiving side, takes around 5 days, all online
moneygram.co.nz with varying fee starting at 6NZD, no extra fee on receiving side, takes around 1 day, offline, haven't tried online yet

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  Reply # 942495 28-Nov-2013 19:43
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airfern: hifx.co.nz with 12NZD fee on any transfer, no extra fee on receiving side, takes around 5 days, all online
moneygram.co.nz with varying fee starting at 6NZD, no extra fee on receiving side, takes around 1 day, offline, haven't tried online yet


Just beware that organisations that offer lower fees tend to have poorer exchange rates also.

For example Onesmart charges no fees for ATM usage overseas but when you buy say USD from your NZ wallet the rate is usually lower than their normal sell rate.




System One: Popcorn Hour A200,  PS3 SuperSlim, NPVR and Plex Server running on Gigabyte Brix (Windows 10 Pro), Sony BDP-S390 BD player, Pioneer AVR, Raspberry Pi running Kodi and Plex, Panasonic 60" 3D plasma, Google Chromecast

System Two: Popcorn Hour A200 ,  Oppo BDP-80 BluRay Player with hardware mode to be region free, Vivitek HD1080P 1080P DLP projector with 100" screen. Harman Kardon HK AVR 254 7.1 receiver, Samsung 4K player, Google Chromecast

 

Staying in Wellington. Check out my AirBnB in the Wellington CBD.  https://www.airbnb.co.nz/rooms/32019730  Mention GZ to get a 10% discount




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  Reply # 948161 9-Dec-2013 15:38
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Interested to know where I might get an idea if the NZ/USD will get to 84-85c by the end of December, how does one get a feel for the likelihood of such a thing?

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