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196 posts

Master Geek

  # 991237 20-Feb-2014 17:20
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Definitely have a look at 

We used this sending back money from the UK, they have excellent exchange rates compared to the banks and a low fee, saved us thousands.

510 posts

Ultimate Geek

  # 991510 21-Feb-2014 01:52
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Kyanar: Klipspringer, another option for you there is Westpac's Express Card - basically it's an account with Westpac with TWO cards attached. One card is here, and you hold onto it, and the other card Westpac sends to your family member overseas (they won't send it to anyone in NZ). Then you pre-load it with cash, and the recipient uses it like a credit card back at home. It's $1 per load, and you can withdraw money for free from "Global Alliance" members (ABSA in South Africa).

ray, I use OrbitRemit myself - takes about 2 days for the money to get there, costs $5. No fee at the other end as they do it as a local bank deposit. Limited range of destination countries though. They also have a loyalty program - every tenth payment is fee-free, as is your first one. They're an NZ company too, if you feel like being patriotic.

Another one to look at is ANZ cash passport card. You can load multiple currencies on to the one card. Send one of the cards to them to use. Takes 2-3 days for money to show up on the card. I use one here in the UK (with family back in NZ)

You can't do that.  It's highly illegal to send cash or negotiables (e.g. prepaid credit cards) by cash or courier.  You can be hit with a VERY hefty fine for doing what you suggest.

Well just had a look at the NZ post website. Interesting reading


  • travellers cheques, deeds, negotiable instruments (including any bearer security, bill of exchange or uncrossed cheque), bonds or shares, credit or bank cards, cash, currency, bullion or vouchers, gift cards, or tickets for any games of chance (such as raffle and lottery tickets)

And how many times has Grandma slipped some money into her grandsons birthday card while he's overseas.

Oh well if you want to stay within the law, personally fly the card to the person.

"In the end, it's not the years in your life that count. It's the life in your years." -
  --  Abraham lincoln


578 posts

Ultimate Geek

  # 991566 21-Feb-2014 08:42
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As the amount gets bigger transfer by bank becomes the best way.

One thing you need to be careful about is that any gain in fees is not offset by exchange rate.

The other thing that has changed is that some banks that used to let you transfer the money in NZ dollars to get converted into local currency now make you convert to the currency in country going to first before sending. It isn't for all currencies but a few that previously you could do it for.

1613 posts

Uber Geek

  # 995406 27-Feb-2014 11:51
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Might have been easier to just sent over a bank draft to their physical address ...

The bank TT couldn't go thru and upon checking my acknowledgement I found the bank took out the last 3 numbers or did I forget to put those in, surely not. But you should need the bank number right? Not just the branch number, account number and suffix. If I just put it thru like this or again differently forcibly and it does bounce I would be in for a $25 fee ...

602 posts

Ultimate Geek


  # 995561 27-Feb-2014 15:32
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I recommend NZForex, their fees are a lot lower than any of the banks and really fast - really nice people to talk to on the phone as well! Love their 24 hour phone support too.

3095 posts

Uber Geek


  # 995568 27-Feb-2014 15:43
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dacraka: I recommend NZForex, their fees are a lot lower than any of the banks and really fast - really nice people to talk to on the phone as well! Love their 24 hour phone support too.

Ah, but they don't do transfers under $2000, so that limits things a bit.  Plus their $12 fee is almost three times what OrbitRemit charges, and in my experience Orbit is <2 business day processing which is pretty darn fast.  (Side note: NZForex also has a significantly worse exchange rate than Orbit as well).

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