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  Reply # 1062182 9-Jun-2014 20:58
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Any tribunal or court has to deal with issues that are too complex not to have lawyers involved.




Mike
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The views stated in my posts are my personal views and not that of any other organisation.

 

 It's our only home, lets clean it up then...

 

Take My Advice, Pull Down Your Pants And Slide On The Ice!

 

 


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  Reply # 1062191 9-Jun-2014 21:10
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JimmyH: 

Speed the process up, incentivise insurance companies to settle rather than be silly, but minimise the risk of endless dopey expensive litigation.


Oh for the love of...  I hope you're idea if "incentivising" them doesn't mean giving them money?

A stick perhaps...

 
 
 
 


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  Reply # 1062271 10-Jun-2014 00:41
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KiwiNZ: Our insurance has gone up but I prefer to endure that compared to what my kin are going through in Christchurch, they cannot fix their home, they cannot sell there home. Their health has been impacted by the stress etc and their insurance company simply will not budge, they do not have resources to fight the insurance company. There many in this situation, I applaud the Labour initiative.

 

My gripe is that a lot of people have made a huge amount of money in Christchurch from the earthquakes. Building costs are higher in Christchurch than anywhere else in NZ, when it should be the reverse, as they should be getting economies of scale on materials. If the rebuild costs were lower, then insurance companies wouldn't need to pay out as much, which would be a saving for the taxpayer at the end of the day. There are apparently enquiries going on about NZs high building product costs, but that is too late. There is no reason why some materials in the US are more than half the price of NZ stuff, when we make it here here. Especially when you have some companies importing material and selling it much cheap than local stuff. Something isn't right.

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  Reply # 1062324 10-Jun-2014 07:32
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mattwnz:
KiwiNZ: Our insurance has gone up but I prefer to endure that compared to what my kin are going through in Christchurch, they cannot fix their home, they cannot sell there home. Their health has been impacted by the stress etc and their insurance company simply will not budge, they do not have resources to fight the insurance company. There many in this situation, I applaud the Labour initiative.


My gripe is that a lot of people have made a huge amount of money in Christchurch from the earthquakes. Building costs are higher in Christchurch than anywhere else in NZ, when it should be the reverse, as they should be getting economies of scale on materials. If the rebuild costs were lower, then insurance companies wouldn't need to pay out as much, which would be a saving for the taxpayer at the end of the day. There are apparently enquiries going on about NZs high building product costs, but that is too late. There is no reason why some materials in the US are more than half the price of NZ stuff, when we make it here here. Especially when you have some companies importing material and selling it much cheap than local stuff. Something isn't right.


Most of them are not Cantabrians, Fletchers are making a killing.

As for building costs, it is wrong to make direct comparisons to the US or other countries as we have very different building codes compared to the US, one just has to look at the bracing required in NZ homes compared to the US, UK and Australia for example.

The Government could help by removing a lot of duties and additional taxes from building materials.




Mike
Retired IT Manager. 
The views stated in my posts are my personal views and not that of any other organisation.

 

 It's our only home, lets clean it up then...

 

Take My Advice, Pull Down Your Pants And Slide On The Ice!

 

 


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  Reply # 1062371 10-Jun-2014 09:07
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KiwiNZ:
mattwnz:
KiwiNZ: Our insurance has gone up but I prefer to endure that compared to what my kin are going through in Christchurch, they cannot fix their home, they cannot sell there home. Their health has been impacted by the stress etc and their insurance company simply will not budge, they do not have resources to fight the insurance company. There many in this situation, I applaud the Labour initiative.


My gripe is that a lot of people have made a huge amount of money in Christchurch from the earthquakes. Building costs are higher in Christchurch than anywhere else in NZ, when it should be the reverse, as they should be getting economies of scale on materials. If the rebuild costs were lower, then insurance companies wouldn't need to pay out as much, which would be a saving for the taxpayer at the end of the day. There are apparently enquiries going on about NZs high building product costs, but that is too late. There is no reason why some materials in the US are more than half the price of NZ stuff, when we make it here here. Especially when you have some companies importing material and selling it much cheap than local stuff. Something isn't right.


Most of them are not Cantabrians, Fletchers are making a killing.

As for building costs, it is wrong to make direct comparisons to the US or other countries as we have very different building codes compared to the US, one just has to look at the bracing required in NZ homes compared to the US, UK and Australia for example.

The Government could help by removing a lot of duties and additional taxes from building materials.


Bracing requirements for homes are much the same in *the US West Coast as for NZ.
There are massive differences in material costs between NZ and US.  Framing timber is 4x the price here.  A sheet of 1/2" Gib is about US$8, about 1/3 the cost of 12mm gib here. There's a lot more going on than "scale of economies".  There is no doubt we are getting ripped.


*while talking of bracing requirements in California, over there they encourage people to strengthen existing houses, the state government produces extensive guidelines on how it should be done, there are no consent fees. no BS.
Compare here.  I have ply "temporary cladding" on my house, and will be re-cladding soon.  The ply will stay on.  EQC put it up - with nails.  I've replaced the nails with SS screws @ 150/300mm centres.  This provides massive bracing.  But if I was to have mentioned that the ply was staying on for "bracing" (which nod-wink - of course it is), then I'd have needed to include evidence, engineering calculations, additional inspections etc in the consent application.  


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  Reply # 1062435 10-Jun-2014 10:50
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JimmyH: [I'm happier with the expert Court idea. If I was doing it I would set up two levels.


If I was doing it, I would have done it straight after the earthquake, not years down the track. The Govt has failed the people of Chch in this respect.



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  Reply # 1062478 10-Jun-2014 12:05
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ripdog: Really depressing to see rich folk here moaning about insurance premiums when Christchurch citizens are stuck in broken, cold, damp houses for 4 years and counting, after being betrayed by the insurance companies they have loyally paid premiums to for years, and the government they have loyally paid taxes to for decades.

Yes, rebuilding Christchurch is expensive. Yes, we all have to pitch in. In the long run, helping others always comes back to help oneself. It's called social good. That's how we have civilization.

A competition-focused SOE insurance provider will also give a much needed kick in the pants to complacent, established insurance companies too.


Isn't EQC basically a SOE insurance company, hows that working out for you?

And where exactly to you come up with the idea that anyone who doesn't like this policy must be rich? Wait, is this where all John Keys rich mates have been hanging out - on Geekzone?




When you live your life on Twitter and Facebook, and are only friends with like minded people on Twitter and Facebook, you are not living in the real world. You are living in a narcissistic echo chamber.

 


My thoughts are my own and are in no way representative of my employer.


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  Reply # 1062491 10-Jun-2014 12:14
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KiwiNZ:
mattwnz:
KiwiNZ: Our insurance has gone up but I prefer to endure that compared to what my kin are going through in Christchurch, they cannot fix their home, they cannot sell there home. Their health has been impacted by the stress etc and their insurance company simply will not budge, they do not have resources to fight the insurance company. There many in this situation, I applaud the Labour initiative.


My gripe is that a lot of people have made a huge amount of money in Christchurch from the earthquakes. Building costs are higher in Christchurch than anywhere else in NZ, when it should be the reverse, as they should be getting economies of scale on materials. If the rebuild costs were lower, then insurance companies wouldn't need to pay out as much, which would be a saving for the taxpayer at the end of the day. There are apparently enquiries going on about NZs high building product costs, but that is too late. There is no reason why some materials in the US are more than half the price of NZ stuff, when we make it here here. Especially when you have some companies importing material and selling it much cheap than local stuff. Something isn't right.


Most of them are not Cantabrians, Fletchers are making a killing.

As for building costs, it is wrong to make direct comparisons to the US or other countries as we have very different building codes compared to the US, one just has to look at the bracing required in NZ homes compared to the US, UK and Australia for example.

The Government could help by removing a lot of duties and additional taxes from building materials.

I am talking about material costs, not construction costs. Many of the products overseas are identical to ones sold in Nz but are a fraction of the price.

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  Reply # 1062679 10-Jun-2014 15:47
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geekiegeek:

Isn't EQC basically a SOE insurance company, hows that working out for you?



I think it would be fair to say that for many many people, it's not working out very well at all.
It was working very poorly for me, with abject incompetence at a level I've never experienced before in my life.  I'm sure that many people (from out of Chch) when hearing of our troubles were sure that it must have been because of something we had done. That was after all the message being put out by the EQ Minister - that if you weren't happy - then you were a "carper and moaner". 
I now have proof that it was not - and the matters are resolved (but I'm the only person I'm aware of who's managed to resolve such an issue).
No - EQC is not quite an SOE, it's a Crown Entity, governed by Act of Parliament.  This is a significant problem for many people, as you cannot sue them through the district court or disputes tribunal.  It's a privilege which I believe they abuse, as disputes are of such a diverse varied nature, that despite there being many thousands of people who know they've been fleeced one way or another, putting together a class action through the high court is not so simple.



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  Reply # 1062833 10-Jun-2014 19:55
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geekiegeek: see stuff - http://www.stuff.co.nz/national/10134984/Labour-promises-quake-court-and-flooding-work

I
 think the key statement here is "All costs, including lawyers' charges and expert witness fees, would be paid for by the Crown, which would recoup them from the insurance companies and EQC as a levy in proportion to the size of the awards made by the court"

This basically means that everybody's insurance premiums will go up. How much are they expecting this to cost, my guess is they have no idea especially when you are covering lawyer and "expert witness" fees. 

And inst EQC already broke?

Crazy IMO


Nobody, will ever ever ever settle out of court now! Not when you are getting all the costs, on both sides, paid for!

A mind bogglingly stupid idea from Labour, which is going to stuff up the courts with many more cases.




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  Reply # 1062853 10-Jun-2014 20:34
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dman:
geekiegeek: see stuff - http://www.stuff.co.nz/national/10134984/Labour-promises-quake-court-and-flooding-work

I
 think the key statement here is "All costs, including lawyers' charges and expert witness fees, would be paid for by the Crown, which would recoup them from the insurance companies and EQC as a levy in proportion to the size of the awards made by the court"

This basically means that everybody's insurance premiums will go up. How much are they expecting this to cost, my guess is they have no idea especially when you are covering lawyer and "expert witness" fees. 

And inst EQC already broke?

Crazy IMO


Nobody, will ever ever ever settle out of court now! Not when you are getting all the costs, on both sides, paid for!

A mind bogglingly stupid idea from Labour, which is going to stuff up the courts with many more cases.


It wont "stuff up the courts" their plan is for a separate dedicated court.




Mike
Retired IT Manager. 
The views stated in my posts are my personal views and not that of any other organisation.

 

 It's our only home, lets clean it up then...

 

Take My Advice, Pull Down Your Pants And Slide On The Ice!

 

 




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  Reply # 1063105 11-Jun-2014 06:40
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Meaning a whole new bureaucracy to pay for as well as all of the lawyer and expert fees. 




When you live your life on Twitter and Facebook, and are only friends with like minded people on Twitter and Facebook, you are not living in the real world. You are living in a narcissistic echo chamber.

 


My thoughts are my own and are in no way representative of my employer.


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